Credit Operation Manager 对公业务信贷操作经理
东风日产汽车金融有限公司
- 公司规模:150-500人
- 公司性质:合资(非欧美)
- 公司行业:金融/投资/证券
职位信息
- 发布日期:2015-04-26
- 工作地点:上海
- 招聘人数:1
- 工作经验:8-9年
- 学历要求:硕士
- 语言要求:英语精通
- 职位月薪:面议
- 职位类别:信贷管理
职位描述
Position:Floor Plan Credit Operation Manager
Summary: The incumbent is responsible for Responsible for monitoring the execution of floor plan-Credit Operation Team & On-Site Auditor Team to provide quality service to corporate customers while ensuring credit and operational risks are under control.
Job Responsibilities
Daily operations of Credit Operation and Dealer Auditing:
- Leading the teams of Credit Operation and Dealer Auditing to conduct safe and smooth operation by following established policies, procedures, and task manuals, and ensuring their legal compliance.
- Managing daily operation in the areas of credit operation and dealer auditing, and working toward to efficiency and service quality improvement in order to continuously improve dealer satisfaction.
- Being responsible for both team and cross-function communication and coordination, and manage both daily tasks and project work to achieve the team target.
- Monitoring and controlling all associated risks in the areas of credit operation and dealer auditing, and giving early warning and reporting by strictly following risk management policy.
Supporting on FP OP strategy and management improvement:
- According to both company and department development strategy and target, establish and optimize the task manuals & procedures for Operation and Auditor team in order to improve efficiency timely.
- Providing suggestions for risk control from perspectives of credit operation and on-site audit, and monitoring risk dealers & high-risk dealers to avoid company’s assets loss.
- Assisting to make and review FP related business budget / forecast, OPEX budget/forecast. , and taking a leading role in appropriate cost control.
- Participate in related suppliers selection, daily service tracking and evaluation to satisfy company’s related policy/rules.
FP System Development:
- Working together with IS Department to develop and refine FP related information system projects in order to support the steady and sustainable development of business.
Team & Staff Management:
- Dealer Auditing, including but not limited to task allocation within authorization, recruitment, performance evaluation, training, motivation, and team builiding to maintain a pleasant and healthy work environment.
Others:
- Complete other ad-hoc tasks assigned Superiors to ensure the smooth operation of the business.
Job Requirements:
- A degree holder in Finance or related discipline, master degree preferable.
- Over 8 years of corporate finance experience in the financial service industry, two or more years of supervisory/management experience.
- Excellent understanding of internal control, credit, risk management regulation and rules
- Comprehensive understanding of corporate management mechanism.
- Excellent understanding of business operation procedures and standards of DNAF as well as auto dealers.
- In-depth knowledge of auto-finance industry
- Excellent understanding of DNAF’s business and product.
- In-depth understanding of credit business knowledge, expert on tools, method and operation of credit approval
- Outstanding knowledge of risk management and finance.
- Well equipped with excellent client relationship management skills and scripts, as well as outstanding communication skills.
- Excellent time management skill.
- Remarkable data collection and analysis skills.
- Extraordinary operation skills of business system
- Microsoft Word, Excel & Outlook experience
- Fluent in English and Mandarin (both written & spoken)
职位:对公业务信贷操作经理
概况:
负责对库存信贷操作组及现场审计组的业务运营,以提供企业客户优质的服务, 并确保信贷和运营风险在可控范围内。
岗位职责:
执行日常运营和经销商盘点的运营工作
- 根据公司相关制度、工作流程和任务手册, 带领信贷运营和经销商盘点队伍完成日常工作,并确保合规性
- 负责Operation和Auditor团队日常运营管理工作,提高工作效率和服务质量,以不断提高经销商满意度
- 负责团队内部和之间的沟通协调,有效的执行日常工作和项目工作,以完成团队的整体工作目标
- 按公司风险管理政策,以审慎的态度监管信贷操作和现场审计过程中可能出现的风险,并及时预警和汇报
协助制定运营策略和运营管理提高
- 根据公司和部门的发展战略和目标,及时制定和完善CO和Auditor团队的工作流程和相关制度以提高工作效率。
- 从信贷操作和现场审计的角度对风险监管提出合理化建议,并配合完成高风险经销商的监管和处置,以避免公司资产受损
- 协助制定库存部门的业务预算/预测以及费用预算/预测, 合理控制相关费用。
- 参与业务相关供应商的筛选及日常服务的跟进以及评价以符合公司的规程。
- 库存应用系统开发 FP System Development
- 和IS部门一起共同完成库存部门相关的IS开发项目已支持业务的稳定和可持续发展。
团队和员工管理
- 负责 运营和经销商审计的团队建设,包括但不限于工作任务的分配和管理、人员的招聘、绩效考核、培训、激励、团队建设等工作以保证和谐和健康的工作氛围
其他
- 完成库存金融部负责人安排的其他相关工作或临时任务已保证业务顺利开展。
岗位要求:
- 金融或相关专业本科毕业,硕士学位优先
- 超过8年在金融服务行业的公司财务经验,2年以上的主管/经理经验
- 对于公司内控机制、信贷法规和风险管理条例和规则有深入了解。
- 对于公司管理机制有全面了解。
- 对于公司及汽车经销商业务操作流程及标准有广泛了解。
- 对汽车金融行业有深入理解。
- 对于公司业务及产品有深入认识。
- 对于信贷业务有深入了解,对于信贷审批的工具、方法和操作的了解达到专家水平。
- 具备扎实的风险管理和财务知识。
- 具备出众的客户关系管理技巧和方法以及出色的沟通能力。
- 优秀的时间管理能力
- 出色的数据收集和分析能力
- 杰出的系统操作能力
- 熟练操作Word, Excel和Outlook
- 熟练掌握英语及普通话(书面及口语)
公司介绍
东风日产汽车金融有限公司是由日本日产自动车株式会社、东风汽车集团股份有限公司和日产(中国)投资有限公司共同出资的经营汽车金融业务的合资公司,注册资本为人民币十二亿元。日产自动车株式会社占股37.9%,东风汽车集团股份有限公司占股35%,日产(中国)投资有限公司占股27.1%。公司总部位于上海市浦东新区福山路500 号城建国际中心11 楼。
日产自动车株会社创立于1933 年,是日本三大汽车制造商之一,世界500 强之一。
东风汽车集团股份有限公司成立于2001 年,并于2005 年在香港联交所主板挂牌上市,系中国三大汽车集团之一的东风汽车公司的子公司。
日产(中国)投资有限公司成立于2004 年,系日产自动车株式会社在北京
设立的全资子公司。
公司主要经营业务:
- 为最终用户提供购车贷款业务
- 办理汽车经销商采购车辆贷款
- 营运设备贷款(包括展示厅建设贷款和零配件贷款以及维修设备贷款等)
- 转让和出售汽车贷款应收款业务
- 为贷款购车提供担保
- 与购车融资活动相关的代理业务
基于对中国汽车市场和汽车产品的深刻认识,我们将致力于将全球先进的汽车金融服务理念与中国客户的需求相结合,为客户提供量身定制的专业购车贷款服务。我们相信,东风日产汽车金融有限公司借助日产自动车株式会社在全球金融服务业务的丰富经验、借助东风汽车集团股份有限公司在中国本地的运营经验和广泛影响力,必将走上健康发展之路,成为中国金融服务业一颗璀璨的新星!
Dongfeng Nissan Auto Finance Co., Ltd., with a registered capital of RenMinBi One Thousand and Two Hundred Million Yuan, is a joint venture company invested by Nissan Motor Co., Ltd. holding 37.9% equities, Dongfeng Motor Group Co., Ltd. holding 35% equities and Nissan (China) Investment Co., Ltd. holding 27.1% equities. The headquarter ofthe Company is located at Floor 11, No.500 Fushan Road UC Tower, Pudong New District,Shanghai, P.R.C..
Nissan Motor Co., Ltd., established in Year 1933, is one of the three biggest automobile manufactures in Japan and lists on Fortune Global 500.
Dongfeng Motor Group Co., Ltd. was established in Year 2001 and listed on the Main Board of Hongkong Exchange in Year 2005. Dongfeng Motor Group Co., Ltd. is a subsidiary company of Dongfeng Motor Corporation which is one of the three biggest automobile manufactures in China.
Nissan (China) Investment Co., Ltd., established in Year 2004, is a subsidiary company wholly owned by Nissan Motor Co., Ltd. in Beijing.
The main business scope of the Company includes:
- Providing loan services to end users for purchase of automobiles
- Providing loans to auto dealers for the purpose of procurement of automobiles and operating facilities (including loans for the construction of show rooms, purchase of spare parts and maintenance equipment, etc.)
- Transferring and selling the business of auto loan receivables
- Providing security for auto loans
- Agency services related to auto finance business
With the profound understanding of the auto market and auto products in China, we are endeavoring to contributing our globally-advanced auto finance experience to meet the needs of China customers and providing you with the most excellent and exceptional financial service. We believe, the perfect combination of rich global experience of Nissan Motor Co., Ltd. in auto finance area and the sufficient understanding of local market and comprehensive influence of Dongfeng Motor Group Co., Ltd. will ensure Dongfeng Nissan Auto Finance Co., Ltd. to have progressive development and become a new shinning star of the financial service market in China!
日产自动车株会社创立于1933 年,是日本三大汽车制造商之一,世界500 强之一。
东风汽车集团股份有限公司成立于2001 年,并于2005 年在香港联交所主板挂牌上市,系中国三大汽车集团之一的东风汽车公司的子公司。
日产(中国)投资有限公司成立于2004 年,系日产自动车株式会社在北京
设立的全资子公司。
公司主要经营业务:
- 为最终用户提供购车贷款业务
- 办理汽车经销商采购车辆贷款
- 营运设备贷款(包括展示厅建设贷款和零配件贷款以及维修设备贷款等)
- 转让和出售汽车贷款应收款业务
- 为贷款购车提供担保
- 与购车融资活动相关的代理业务
基于对中国汽车市场和汽车产品的深刻认识,我们将致力于将全球先进的汽车金融服务理念与中国客户的需求相结合,为客户提供量身定制的专业购车贷款服务。我们相信,东风日产汽车金融有限公司借助日产自动车株式会社在全球金融服务业务的丰富经验、借助东风汽车集团股份有限公司在中国本地的运营经验和广泛影响力,必将走上健康发展之路,成为中国金融服务业一颗璀璨的新星!
Dongfeng Nissan Auto Finance Co., Ltd., with a registered capital of RenMinBi One Thousand and Two Hundred Million Yuan, is a joint venture company invested by Nissan Motor Co., Ltd. holding 37.9% equities, Dongfeng Motor Group Co., Ltd. holding 35% equities and Nissan (China) Investment Co., Ltd. holding 27.1% equities. The headquarter ofthe Company is located at Floor 11, No.500 Fushan Road UC Tower, Pudong New District,Shanghai, P.R.C..
Nissan Motor Co., Ltd., established in Year 1933, is one of the three biggest automobile manufactures in Japan and lists on Fortune Global 500.
Dongfeng Motor Group Co., Ltd. was established in Year 2001 and listed on the Main Board of Hongkong Exchange in Year 2005. Dongfeng Motor Group Co., Ltd. is a subsidiary company of Dongfeng Motor Corporation which is one of the three biggest automobile manufactures in China.
Nissan (China) Investment Co., Ltd., established in Year 2004, is a subsidiary company wholly owned by Nissan Motor Co., Ltd. in Beijing.
The main business scope of the Company includes:
- Providing loan services to end users for purchase of automobiles
- Providing loans to auto dealers for the purpose of procurement of automobiles and operating facilities (including loans for the construction of show rooms, purchase of spare parts and maintenance equipment, etc.)
- Transferring and selling the business of auto loan receivables
- Providing security for auto loans
- Agency services related to auto finance business
With the profound understanding of the auto market and auto products in China, we are endeavoring to contributing our globally-advanced auto finance experience to meet the needs of China customers and providing you with the most excellent and exceptional financial service. We believe, the perfect combination of rich global experience of Nissan Motor Co., Ltd. in auto finance area and the sufficient understanding of local market and comprehensive influence of Dongfeng Motor Group Co., Ltd. will ensure Dongfeng Nissan Auto Finance Co., Ltd. to have progressive development and become a new shinning star of the financial service market in China!
联系方式
- Email:dnafhr@df-nissanfc.com
- 公司地址:地址:span广州市