天津招聘

职 责：
Credit Analyst (CA) would be primarily responsible for managing the Credit risk associated with the portfolio and ensuring high quality of the portfolio.
Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit / policy perspective.
Work as a team with the Relationship Manager (RM) and Client Coverage Manager (CCM) on a specified portfolio and facilitate revenue growth in the portfolio.
信用分析师（CA）将主要负责管理与投资相关的投资组合并确保高质量的信贷风险。
密切配合从起源和发挥重要作用的交易结构从信用政策的角度加好值RM。
工作作为一个客户经理团队（RM）和客户经理（CCM）在一个指定的组合有助于投资收益增长。
Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
Work with RM and product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
Work with the RM in:
a) Obtaining all pre clearances like ER negativity, segmentation, etc;
b) Preparing & presenting work-shopping note; and
c) Expediting approvals.
与客户互动，收集交易的要求，财务报表和其他输入进行质量分析和尽职调查。
工作在构建信用解决方案为客户的RM和产品合作伙伴和保证产品的适当性。
与RM：
一）获得所有预间隙像ER阴性，分割，等；
a）准备和展示工作和购物票；
b）加快审批。
Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
Liaise with Credit / GAM / RAM / FAM on BCA and other credit issues and ensure quick turnaround on queries.
Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country Portfolio Standard checklist, Temasek check, other special reporting requirements, etc.
Evaluate the environmental and social risks for the client using the Environmental and Social Risk Assessment Tool (ESRAT).
负责端到端的BCA方法包括制备的所有工具，像奥德赛，记分卡，等等，各种风险进行深入分析，质量表现和保证快速的信贷审批。
联络信用卡/游戏/冲压/ FAM在BCA和其他信用问题，保证查询的快速周转。
确保所有内部和监管信用/其他投资相关政策如备国组合标准清单，淡马锡检查，其他特殊要求的报告，等等。
评估环境和社会风险的使用环境和社会风险评估工具的客户端（esrat）。
Work with RM to calculate and monitor overall RoRWA at account level.
Coordinate and prepare for GCC meetings.
Liaise with GAM Credit for limit approval / allocation.
Market, industry & client research (ROC Searches, annual statements, credit rating etc).
Reference check / market check - buyers, suppliers, competitors & lenders & to be documented by way of call report / file note.
Legal & compliance liaising and preparing term sheets for lending products.
与RM计算帐户级监控整体风险资产回报率。
协调和准备海湾合作委员会会议。
与GAM的信用限制批准/分配。
市场，行业和客户研究（ROC搜索，年度报表，信用评级等）。
参考检查/市场检查的买家，供应商，竞争对手和银行和被记录通过电话报告/文件说明。
法律和合规联络和准备贷款产品术语表。
Monitor quality of the portfolio by tracking weekly excess / past dues and strictly complying with ASTAR / EAR process.
Ensure timely submission of quality Quarterly Credit Reports.
Monitor risk triggers, covenants and other credit conditions and report appropriately.
Ensure zero BCA over dues.
Work with RM and CCM to ensure the proper maintenance of credit files and ensuring audit readiness at any time.
Work with RM and CCM to follow up audit issues.
Attend EAR / MTM calls along with the RMs.
In partnership with the RM, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines.
Preparing the Initial Downgrade Report (IDR) for transferring accounts to GSAM.
通过跟踪每周过剩/过去的会费和严格遵守AStar /耳过程的组合质量监控。
确保及时提交质量季度信用报告。
监控风险触发，契约和其他信贷条件和适当地报道。
保证零BCA在会费。
RM和CCM的工作以确保信用档案的正确维护和保证在任何时候审核准备。
与RM和CCM跟进审计问题。
参加耳/ MTM称随着RMS。
与RM合作，确保客户及时识别按银行的政策和指南放在耳。
准备初始评级报告（IDR）转移账户，公司。
Prepare timely stress tests wherever required
Prepare specific industry study
Prepare credit opinion reports wherever required.
Effective use of Creditmate & CRM
In partnership with the RM, approve the TAS request as per the bank’s policy (FI specific)
Prepare summary sheets for FIS (FI specific)
Prepare intergroup limit application (FI specific)
及时准备压力测试所需的任何地方
准备具体行业研究
准备信用报告所要求的意见。
creditmate与CRM的有效利用
与RM合作，通过TAS要求按照银行的政策（FI专用）
准备FIS汇总表（FI专用）
准备间的极限应用（FI专用）
Effective deal structuring along with the RM – number of structured deals handled successfully
Completion of BCAs and obtaining credit approvals on time to facilitate faster execution of transactions
Revenue from the portfolio
No overdue BCA and QCR
Efficient handling of EAR and minimal ASTAR
Nil provisioning
Satisfactory audit and other internal & external reviews
No movement of account to GSAM without going through EAR
有效的交易结构随着结构化交易RM–号成功的处理
完成BCAS和获得信贷审批时间提供更快的交易执行
收入组合
无逾期BCA和QCR
有效处理耳和最小的明星
零配置
满意的审计和其他内部和外部的评论
没有运动到公司不通过耳

要 求：
1.Good English
2.Has related banking experience above 3 years
3.Education: bachelor above
4.Monthly salary range: 15K (before tax)
5.6 month contract
1良好的英语。
2。有相关银行工作经验3年以上
3教育：本科以上。
4。月薪范围：15K（税前）
5。6个月的合同

中智上海经济技术合作有限公司（简称中智上海公司）是中智全国性服务网络战略布局中重要的战略成员。目前，中智上海公司服务2万余家客户企业，雇员数达77万。公司主营业务包含：人力资源外包、招聘+业务外包、国际业务、培训业务和贸易服务五大板块。2013年，中智上海公司荣获由上海市政府颁发的“上海市质量金奖”。2016年，公司荣获由国家质检总局颁发的第二届“中国质量奖”提名奖。2018年，中智上海公司第一批获得由上海品牌国际认证联盟颁发的“上海品牌”荣誉。中智上海公司秉承“诚信、尊重、公正、专业”的服务精神，积极践行社会责任，不断追求卓越，持续为客户和雇员创造价值。
应聘者请发简历至 resume@ciicsh.com