天津招聘

Role Summary/Purpose:

The role will be responsible for risk assessing dealer opportunities and assessing the ongoing risk profile of existing dealer exposure. The Role may have his/her own lending authority and will be required to make written recommendations to management for those deals above their own lending authority.

The role will be based in Shanghai, PRC.

Primary Responsibilities:

· Underwriting dealer opportunities assessing both the credit risk profile of potential customers and historic operational in-life performance where increases to existing facilities are requested.

· Carrying out rigorous annual risk reviews of existing customers, incorporating credit risk assessment and in-life operational performance

· Liaising closely with cross-functional colleagues to ensure timely and thorough underwriting assessments

· Acting timeously upon 3^rd party information which could have an adverse impact upon the risk profile of existing customers

· Supporting the New Business teams on customer visits where Risk presence is deemed appropriate due to the size or risk profile of particular deals

· Involvement with Originators in preparation and presentation of formal credit approval request (“DRM”) to requisite GE risk approval personnel as well as manage and administer the deal approval process

· Manage & administer initial: legal documentation of transaction, security registration, and AML requirements.

· Co-ordination of loan closings and handovers to Account Management.

· Build awareness and experience of Credit Insurance as a key risk mitigant.

· Supporting senior team members in all aspects of the underwriting process including: Analysis of financial statements (profit & loss, cash flow and balance sheet) and detailed financial modelling, identifying key risks and mitigants, conducting thorough industry research, business analysis of borrowers & analysis of all other relevant credit information as applicable

Qualifications Required:

· 5+ years of proven experience of Underwriting & Risk Management preferably in a fast moving commercial finance environment

· Strong teamwork values and strong work ethic and commitment

· Professional customer / associate / colleague relationship skills

· Ability to learn from more senior team members

· Multi-skilled and versatile with ability to manage multiple tasks

· Ability to work proactively to solve problems and work independently

· Able to work under tight schedules to a high quality and consistently meet objectives.

· Clear concise written & oral communication

· Fluency in English & Mandarin

· Proficient in MS Office Suite (Word, Excel, PowerPoint) programs

· Readily able to adapt to using business tools to support role e.g. Siebel, Business Objects, AIMS, PCS.

· Understand products/services offered

· Work within the framework of company regulations e.g. data protection, ensuring compliance at all times

· Ability to stay abreast of market and portfolio trends and industry best practices

Desired

· Risk / Operations Management experience in a leasing/ financial services environment

· A bachelor’s degree, preferably in Finance, Accounting or Business

Other Desirables:

· MBA Graduate

· CFA and/or CPA holder

· GE FMP Graduate or IA Staff/GE Internal Audit

· Membership of I.C.M or equivalent

通用电气（GE) 公司是一家全球领先的科技、服务和金融公司，是全球最大的多元化企业，致力于解决世界上最棘手的问题。GE的产品和服务范围广阔，从能源、石油天然气、水处理、航空、医疗、运输系统、家电、照明，到金融，客户遍及全球100多个国家，拥有30多万员工。杰夫?伊梅尔特先生是现任董事长及首席执行官。

GE公司的历史可追溯到托马斯?爱迪生，他于1878年创立了爱迪生电灯公司。1892年，爱迪生通用电气公司和汤姆森－休斯顿电气公司合并，成立了通用电气公司（GE）。GE是道 琼斯工业指数1896年设立以来唯一至今仍在指数榜上的公司。

2011年GE的年销售达1420亿美元。

GE现有6个产业部门，其中包括：航空、交通运输、医疗、能源、GE金融、家庭和商业解决方案。

GE (NYSE: GE) is Imagination at Work – an advanced global technology, service and finance company that is taking on the world’s toughest challenge. Widely recognized as the world’s largest multi-business company, GE excels in a variety of sectors including energy, oil and gas, water treatment, aviation, healthcare, transportation, lighting, appliances and finance. GE serves customers in more than 100 countries and employs more than 300,000 people worldwide. Jeffrey R. Immelt is Chairman of the Board and Chief Executive Officer of GE.

The company traces its beginnings to Thomas A. Edison, who established Edison Electric Light Company in 1878. In 1892, a merger of Edison General Electric Company and Thomson-Houston Electric Company created General Electric Company. GE is the only company listed in the Dow Jones Industrial Index today that was also included in the original index in 1896.

Total revenue of GE reached $142.0 billion in 2011.

GE is having six businesses including: Aviation, Transportation, Healthcare, Energy, GE Capital, Home and Business Solutions.