天津招聘

SVP Wholesale Credit Risk Management Approval
Job ID: 0000HRR7


Description


Risk
Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, information security, operational, credit, pension, insurance, compliance, regulatory, market, reputation and geopolitical risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.

We are currently seeking an experienced professional to join our team.

In this role, you will:
? Credit underwriting - Implement Approval team's strategic vision and forward looking approach, achieve strong asset quality across CMB MME customer segments and ensure well balanced Risk Reward / Shareholder Value aligned to HBCN's risk appetite.
? Work with Businesses to identify early warning signals and manage Worry/Watch/Monitor accounts. Manage stressed accounts and minimize impairment provisions on B&D account.
? Identify emerging risks in the portfolio, geography or industry sectors through portfolio management strategies and initiate mitigation strategies.
? Where needed, contribute to the development and achievement of HBCN's Country Strategic Plan(CSP).
? Adopt and implement Group / Regional guidelines.



Qualifications


To be successful in the role, you should meet the following requirements:
Qualifications
Typically qualifications would include an undergraduate or post-graduate degree in Business Administration, Finance or a related field.
Experience
? Exposure to demanding operational environments to gain insight into effective risk management applications.
? Working across all levels of the organization to understand cross-functional linkages and interdependencies, as well as the implications of credit and other risks at both a strategic level and at the Global Business level.
? Good understanding of HSBC overall business dynamics.
? Has developed a high level of professional competence which helps to determine risk based solutions.
Skills
? Credit risk experience in the relevant lines of Businesses (CMB and GB).
? Understand the global and regional strategies of the Group and collaborates with Businesses to execute the strategies.
? Expertise in Group and industry developments in Risk Management.
? Ability to form effective relationships and achieve influence at the senior level in the organization.
? Communication and interpersonal skills, including the capacity to articulate the case for risk management in the language of business.
? Ability to lead changes, contributing to joining up the function regionally.
? Understand and interpret complex business requirements.
? Proven ability to prioritize competing demands.
? Demonstrated ability to assess risk trends, both internally and externally.
? High levels maturity, resilience, sharp negotiation and communication skills.
? Established financial and accounting acumen.
? Proficiency/Fluency in Chinese/Putonghua a distinct advantage.

You’ll achieve more when you join HSBC.


HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within and inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

汇丰是具有全球规模的金融服务机构。我们通过三大环球业务：财富管理及个人银行、工商金融、环球银行及资本市场，为超过4,000万名客户提供服务。我们的业务网络遍及欧洲、亚洲、中东及非洲、北美和拉美，覆盖全球64个国家和地区。

“开拓全球机遇”乃汇丰的使命，也是集团价值所在。我们发挥***的专业知识、能力、广阔视野及多元观点，致力为客户开拓崭新机遇。我们云集人才，集思广益，汇聚资本，促进业务发展及增长，为集团的客户、雇员、投资者、社区，以至整个世界缔造更美好的未来。

汇丰控股有限公司在伦敦、香港、纽约和百慕大证券交易所上市，股东约 194,000 名，遍布全球 130个国家和地区。