上海招聘

Summary: the incumbent is responsible for analyzing retail financial information and assessing the risk of offering credit to individuals.

Job Responsibilities

·Facilitating the accurate and timely settlement of the loan while ensuring compliance with credit policy guidelines

·Processing customer credit worthiness verification and making recommendations for loan approval and terms

·Responding to inquiry and research requests via various resources, especially through the phone call, home visit report, web checking and credit bureau report etc.

·Interacting with sales team, risk management team, and finance team as needed for loan maintenance and/or troubleshooting

·Developing reports on credit proposals

·Developing and improving the quality of credit submissions

·Keeping up to date with issues that may affect credit decisions

·Staying informed about the legal, compliance and market-risk-related issues involved in the approval of credit

Job Requirements

·A degree holder in Finance or related discipline

·Minimum of 2~3 years of experience in banking or finance related environment

·Related credit control experience is preferred

·Strong analysis skills and problem solving skills

·Excellent interpersonal, team-working and communication skills

·A high standard of personal integrity and decisiveness

·Fluent in English and Mandarin (both written and spoken)

·Strong computer literacy

·Strong knowledge and understanding of auto finance preferred

概括：负责分析零售金融信息，评估零售信贷风险

岗位职责

·帮助正确并及时进行贷款结算，同时确保遵循信贷政策

·核实客户信贷状况，并建议贷款批准和条款

·通过各种资源答复咨询和调查要求，特别是通过电话，家访报告，网络查询和资信局报告，等途径

·与销售部门，风险部门，财务部门保持沟通，以做好贷款维护和/或解决问题

·制作信贷建议报告

·开发并提高信贷质量

·了解最新的可能影响信贷决策的议题

·了解信贷决策过程中涉及相关法律，合规和市场风险的议题

岗位要求

·金融或相关专业

·银行或金融相关行业起码2-3年的经验

·拥有信贷控制经验优先考虑

·较强的分析技能和解决问题的能力

·优秀的人际、团队合作和沟通能力

·个人正直，并具有决断力

·英文和中文流利（书面和口头的）

·较强的电脑技能

·熟悉汽车金融业务的优先考虑

如果您对此职位感兴趣并确认您胜任本职位，请将您的简历和申请信Email至dnafhr@df-nissanfc.com。非常感谢您的申请。

工作地点 ：上海市浦东新区福山路500号 城建国际中心11楼

工作地点上海浦东

东风日产汽车金融有限公司是由日本日产自动车株式会社、东风汽车集团股份有限公司和日产（中国）投资有限公司共同出资的经营汽车金融业务的合资公司，注册资本为人民币十二亿元。日产自动车株式会社占股37.9％，东风汽车集团股份有限公司占股35％，日产（中国）投资有限公司占股27.1％。公司总部位于上海市浦东新区福山路500 号城建国际中心11 楼。
日产自动车株会社创立于1933 年，是日本三大汽车制造商之一，世界500 强之一。
东风汽车集团股份有限公司成立于2001 年，并于2005 年在香港联交所主板挂牌上市，系中国三大汽车集团之一的东风汽车公司的子公司。
日产（中国）投资有限公司成立于2004 年，系日产自动车株式会社在北京
设立的全资子公司。
公司主要经营业务：
- 为最终用户提供购车贷款业务
- 办理汽车经销商采购车辆贷款
- 营运设备贷款（包括展示厅建设贷款和零配件贷款以及维修设备贷款等）
- 转让和出售汽车贷款应收款业务
- 为贷款购车提供担保
- 与购车融资活动相关的代理业务
基于对中国汽车市场和汽车产品的深刻认识，我们将致力于将全球先进的汽车金融服务理念与中国客户的需求相结合,为客户提供量身定制的专业购车贷款服务。我们相信，东风日产汽车金融有限公司借助日产自动车株式会社在全球金融服务业务的丰富经验、借助东风汽车集团股份有限公司在中国本地的运营经验和广泛影响力，必将走上健康发展之路，成为中国金融服务业一颗璀璨的新星！

Dongfeng Nissan Auto Finance Co., Ltd., with a registered capital of RenMinBi One Thousand and Two Hundred Million Yuan, is a joint venture company invested by Nissan Motor Co., Ltd. holding 37.9% equities, Dongfeng Motor Group Co., Ltd. holding 35% equities and Nissan (China) Investment Co., Ltd. holding 27.1% equities. The headquarter ofthe Company is located at Floor 11, No.500 Fushan Road UC Tower, Pudong New District,Shanghai, P.R.C..
Nissan Motor Co., Ltd., established in Year 1933, is one of the three biggest automobile manufactures in Japan and lists on Fortune Global 500.
Dongfeng Motor Group Co., Ltd. was established in Year 2001 and listed on the Main Board of Hongkong Exchange in Year 2005. Dongfeng Motor Group Co., Ltd. is a subsidiary company of Dongfeng Motor Corporation which is one of the three biggest automobile manufactures in China.
Nissan (China) Investment Co., Ltd., established in Year 2004, is a subsidiary company wholly owned by Nissan Motor Co., Ltd. in Beijing.
The main business scope of the Company includes:
- Providing loan services to end users for purchase of automobiles
- Providing loans to auto dealers for the purpose of procurement of automobiles and operating facilities (including loans for the construction of show rooms, purchase of spare parts and maintenance equipment, etc.)
- Transferring and selling the business of auto loan receivables
- Providing security for auto loans
- Agency services related to auto finance business
With the profound understanding of the auto market and auto products in China, we are endeavoring to contributing our globally-advanced auto finance experience to meet the needs of China customers and providing you with the most excellent and exceptional financial service. We believe, the perfect combination of rich global experience of Nissan Motor Co., Ltd. in auto finance area and the sufficient understanding of local market and comprehensive influence of Dongfeng Motor Group Co., Ltd. will ensure Dongfeng Nissan Auto Finance Co., Ltd. to have progressive development and become a new shinning star of the financial service market in China!