上海招聘

Responsibility:

·Credit coverage of a portfolio of corporate accounts.
·Participate in the decision to commit the bank's resources and prepare Credit Approval Memoranda.
·Recommend credit facilities within designated limits after ensuring that they adhere to the bank's credit policy guidelines & comply with internal / external regulations.
·Evaluate the performance of the client through analysis of the business, industry position, economic conditions, financials (balance sheet / financial ratios/ cash flows) etc. Complete financial spreads, prepare and review financial projections. Analyst is expected to build extensive knowledge of each client.
·Monitor individual credit takers on an ongoing basis & provide crisp, concise analytical feedback.
·Responsible for accuracy of internal risk ratings and ongoing tracking of credit quality, with the objective of improving the credit quality of the portfolio managed by the associate.
·Work closely with business partners to generate adequate financial returns for the bank from the assigned portfolio.
·Work to achieve satisfactory ratings in internal / external credit examinations.
·Liaise with documentation group and other support functions such as legal, compliance and finance on credit related matters affecting the assigned portfolio.

Requirement:

·Candidate should have strong academic credentials, with a degree in Business Administration, Accounting or related disciplines.
·2-3 years of experience in credit risk analysis, loan structuring and account management in a corporate banking environment. Knowledge of trade finance is essential. Experience in credit risk analysis of PRC-based corporations is an added-advantage.
·Must possess solid analytical and technical capabilities and a demonstrated ability to broadly apply these skills in a corporate banking context.
·Team player, results-oriented and shows ability to adapt.
·Willingness and ability to express opinions and work in a high pressure environment.
·Demonstrated ability to deal with multiple priorities and business partners at the same time, and across different geographical locations and time zones.
·Proficient in PC knowledge and familiar with MS Word, Excel and Powerpoint.
·Fluency in both written and spoken English and Mandarin essential.

Overview
Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving more than 59 million consumer and small business relationships with more than 6,100 retail banking offices, more than 18,000 ATMs and award-winning online banking with more than 25 million active users. Bank of America offers industry leading support to more than 4 million small business owners through a suite of innovative, easy-to-use online products and services. The company serves clients in more than 150 countries and has relationships with 99 percent of the U.S. Fortune 500 companies and 83 percent of the Fortune Global 500. Bank of America Corporation stock (NYSE: BAC) is a component of the Dow Jones Industrial Average and is listed on the New York Stock Exchange.