青岛招聘

JD
·Approve/decline/recommend credit applications within certain authority under portfolio in accordance with the bank’s underwriting standards, credit policies, product programmed parameters& to be in compliance to banking regulations & local legislation.
·Maintain portfolio quality within defined parameters
·Enhance the credit approval process , make sure the approve process is effective
·Take a balanced approach towards risk versus rewards and maintain credit independence
·Perform credit evaluation in compliance with credit policies & product programs and within the standard turnaround time;
·Regular research to benchmark with the market practice in terms of credit policies to ensure the bank’s competitiveness;
·Monitor the regulation changes as well as external economic environment movement, and update the management on the changes for necessary adjustment on credit policy.

Key roles & responsibility
·Learn and understand all relevant regulations and internal Risk & Compliance policies and procedures
·Learn and reinforce how to ASK
Adhere to delegated authority or else escalate
Seek clarification in case of doubt
Know your customer
·Ensure team awareness of all relevant regulations and internal Risk & Compliance policies and procedures.
·Enforce policy and procedures in breaches and potential breaches
·Team and people engagement
·People management and development especially talent development for succession planning

Requirements
·Must be able to demonstrate strong analytical and credit skills;
·Relevant years of past experience in Banking business and credit experience
·Understanding of Markets related products
·Strong communication and interpersonal skills

  
  渣打是一家领先的国际银行集团，业务网络遍及全球59个最有活力的市场，为来自142个市场的客户提供服务。渣打网络与“一带一路”沿线市场的重合度超过75%。渣打的使命是利用独特的多样性促进商业繁荣和增进人类福祉。渣打的文化传承和企业价值都在品牌承诺-- “一心做好，始终如一（here for good）”中得到充分体现。
  
  渣打集团有限公司在伦敦及香港的交易所上市。
  
  作为扎根中国历史最悠久的国际性银行之一，渣打从1858年在上海设立***分行开始，在华业务从未间断。2007年4月，渣打银行（中国）有限公司成为第一批本地法人化的国际银行。目前，渣打中国的营业网点已覆盖近30个沿海和内陆城市，充分显示了渣打对中国市场的长远承诺。
  
  2021年，渣打银行赢得来自政府、行业机构和媒体颁发的诸多奖项和荣誉，包括： “一带一路”绿色投资原则能力建设领袖奖、广东省金融创新奖三等奖、债券通优秀做市商、CIPS跨境支付结算卓越参与者、《澎湃》年度外资银行、《华尔街见闻》年度卓越外资银行、《彭博商业周刊》年度银行卓越大奖、《21世纪经济报道》卓越大湾区银行、《金融界》杰出风险控制管理奖、《经济观察报》年度卓越零售银行、《界面》年度臻善企业、财富管理获《证券时报》ESG实践天玑奖、《贸易金融》***供应链金融银行、《亚洲银行家》中国***顾客忠诚度项目/应用奖、The Assets***交易银行、***流动资金管理银行、“国际金融论坛”全球绿色金融创新奖、“中国企业社会责任国际论坛”金蜜蜂企业、智联招聘中国年度优选雇主等。