青岛招聘

Terms:Local Permanent

Scope of Role:
·To manager Credit Documentation for SME to provide efficient service and quality support for business units, manage cost and other management issues
·To work with other functions of CRC i.e. CAT, MIS team etc. on the smooth running of the SME support process. Will represent CRC on the relevant discussion with Business Unit.
·Provide credit documentation support to portfolios of borrowing accounts.
·To provide support and/or liase with Relationship Managers (RMs) and internal CRC teams to ensure effective and timely closing of BCAs and facility set-up.
·To answer RM enquiries re documentation issues.
·To liase with counterparts in SH CRC for effective closing of facilities and limit input

Key Responsibilities/Challenges:
·To act as maker and check of BFLs and security documents to ensure that same are prepared in accordance with approved credit applications and in compliance with agreed turnaround time.
·Follow up with business teams and in-house/external counsels where appropriate to facilitate closing of facility.
·To act as first checker of constitutional documents, BFLs and security documents submitted by RMs.
·Issuance of deficiency reports where documents are deficient and communicate with RMs.
·Issuance of SCC/DDN in accordance with departmental operating procedure for facility drawdown.
·To liaise with CAT team to communicate issuance of SCC/DDNs.
·To input all necessary database and monitoring including TAT-Access, stamp duty, incoming doc., insurance register, PBOC register, SAFE register etc.
·Perform all input in SME system for security lodgement, deficiency report and SCC/DDN issuance.
·Liaise with other departments of the bank, e.g. Product Management, Legal and Compliance, Cash, Trade, etc for credit documentation related matters.
·Assistant with departmental projects or other task as and when assigned by line manager or department manager.

Qualifications & Skills
·Strong risk acumen and awareness, ability and courage to lead and conduct independent investigations on critical issues.
·Good communication and interpersonal skills.
·Good working knowledge on bank¿s products/ services and operations of other departments.
·Good supervisory and management skills. Ability to lead by example and involved in details.
·Sound knowledge of banking practices, legal and regulatory requirements of China.
·Strong presentation and negotiation skills.
·Good in Microsoft and English.

  
  渣打是一家领先的国际银行集团，业务网络遍及全球59个最有活力的市场，为来自142个市场的客户提供服务。渣打网络与“一带一路”沿线市场的重合度超过75%。渣打的使命是利用独特的多样性促进商业繁荣和增进人类福祉。渣打的文化传承和企业价值都在品牌承诺-- “一心做好，始终如一（here for good）”中得到充分体现。
  
  渣打集团有限公司在伦敦及香港的交易所上市。
  
  作为扎根中国历史最悠久的国际性银行之一，渣打从1858年在上海设立***分行开始，在华业务从未间断。2007年4月，渣打银行（中国）有限公司成为第一批本地法人化的国际银行。目前，渣打中国的营业网点已覆盖近30个沿海和内陆城市，充分显示了渣打对中国市场的长远承诺。
  
  2021年，渣打银行赢得来自政府、行业机构和媒体颁发的诸多奖项和荣誉，包括： “一带一路”绿色投资原则能力建设领袖奖、广东省金融创新奖三等奖、债券通优秀做市商、CIPS跨境支付结算卓越参与者、《澎湃》年度外资银行、《华尔街见闻》年度卓越外资银行、《彭博商业周刊》年度银行卓越大奖、《21世纪经济报道》卓越大湾区银行、《金融界》杰出风险控制管理奖、《经济观察报》年度卓越零售银行、《界面》年度臻善企业、财富管理获《证券时报》ESG实践天玑奖、《贸易金融》***供应链金融银行、《亚洲银行家》中国***顾客忠诚度项目/应用奖、The Assets***交易银行、***流动资金管理银行、“国际金融论坛”全球绿色金融创新奖、“中国企业社会责任国际论坛”金蜜蜂企业、智联招聘中国年度优选雇主等。