青岛招聘

• Develop, implement and manage a range of products including Lending and Deposits so as to maximize underlying economic profits and attain consistent growth in market share;
• Carry out strategic business goals as set by Head of BB China and to work closely with all sales channels, product partners, external business partners and in-house colleagues so as to maximize resources and opportunities for BB Clients;
• Develop cross product solutions according to CVP
• In-country deployment of global value proposition and its enablers ensuring CVP is operationalized
• Implement and enhance BB clients acquisition programs.
• Activate sources of leads to achieve business targets (MGM, digital, marketing campaigns, ecosystem, work with CP team)
• Ensure frontline is supported with adequate marketing tools, pitch-books
• Manage various referrals program
• Conduct sales training on product and market
• Execute the globally-designed programs and projects
• Identifying and managing compliance and process risks

• Provide timely support in the design and development activities relating to new products and to re-engineer existing products so as to facilitate sales channels’ business acquisition and retention activities as well as managing the transfer of existing products to new channels/ markets;
• Quick, high standards, fact-based decision process for making risk/ reward tradeoffs;
• A well thought-through, creative approach to using new channels and new technology to satisfy frontline and customers, improve competitive advantage and improve performance;
• Ensure that Business Banking Lending Products operate within approved PPG/ PDD standards;
• Be responsible for the end-to-end strategic development of the full range of business clients portfolio. Function-wise speaking, this will involve concept initiation, target segments identification, competitive and gap analysis, pricing strategies establishment, financial analysis as well as pre-and post launch analysis;
• To liaise with various departments and channels to ensure that processes are integrated across the business and adopted properly. To prepare and train functional workgroups to ensure that they are competent with the business process flows, placing focus on quality customer service, control and cost discipline;
• To engage and collaborate with Risk functions on the drafting, review and implementation of Credit Approval Documentations, credit policies and credit guidelines;
• To ensure timely delivery of product initiatives devised by Group or local business and planned targets are met;
• To establish product guidelines, pricing policies for guidance to frontlines;
• To support the establishment of new delivery channels. This may involve research on third party providers, establishment of vendor/ third party relationships, developing processes to provide third party agents with necessary materials to deliver specified services;
• To co-work with Marketing Team and CP Team on the detailed development of alliance programmers, marketing campaigns, customer communications and events to support the presentation of new and enhanced all products to market;
• To devise and carry out mechanisms in conducting competitive tracking so that the profitability of our products are regularly compared with similar products offered by external competitors. These data need be interpreted and analyzed promptly to help making prudent product decisions;
• To negotiate, coordinate and resolve any problems/ disputes raised by counterparties within the Bank and thus attaining effective channel delivery of all products;
• To support the establishment of new delivery channels which may involve research on third party providers, establishment of vendor/ third party relationships, developing processes to provide third party agents with necessary materials to deliver specified services.
• To set time-bound, measurable and attainable targets for each team member whilst striving to build good team spirit through performance recognition, two-way communications and recurring job coaching;
• Compliance/ Legal/ Money Laundering Prevention: To ensure compliance with Group Policies and Standards, local laws and regulations as well as all controls and procedures laid down by the Bank;

• University degree above (finance/business/marketing related major)
• Experience on banking industry (product/Segment/Marketing role preferred)
• Knowledge of product design and implementation
• Good communication & presentation skills
• Good Oral / Writing capability in English
• Passionate and open minded
• Strategic thinking

  
  渣打是一家领先的国际银行集团，业务网络遍及全球59个最有活力的市场，为来自142个市场的客户提供服务。渣打网络与“一带一路”沿线市场的重合度超过75%。渣打的使命是利用独特的多样性促进商业繁荣和增进人类福祉。渣打的文化传承和企业价值都在品牌承诺-- “一心做好，始终如一（here for good）”中得到充分体现。
  
  渣打集团有限公司在伦敦及香港的交易所上市。
  
  作为扎根中国历史最悠久的国际性银行之一，渣打从1858年在上海设立***分行开始，在华业务从未间断。2007年4月，渣打银行（中国）有限公司成为第一批本地法人化的国际银行。目前，渣打中国的营业网点已覆盖近30个沿海和内陆城市，充分显示了渣打对中国市场的长远承诺。
  
  2021年，渣打银行赢得来自政府、行业机构和媒体颁发的诸多奖项和荣誉，包括： “一带一路”绿色投资原则能力建设领袖奖、广东省金融创新奖三等奖、债券通优秀做市商、CIPS跨境支付结算卓越参与者、《澎湃》年度外资银行、《华尔街见闻》年度卓越外资银行、《彭博商业周刊》年度银行卓越大奖、《21世纪经济报道》卓越大湾区银行、《金融界》杰出风险控制管理奖、《经济观察报》年度卓越零售银行、《界面》年度臻善企业、财富管理获《证券时报》ESG实践天玑奖、《贸易金融》***供应链金融银行、《亚洲银行家》中国***顾客忠诚度项目/应用奖、The Assets***交易银行、***流动资金管理银行、“国际金融论坛”全球绿色金融创新奖、“中国企业社会责任国际论坛”金蜜蜂企业、智联招聘中国年度优选雇主等。