Credit Documentation Officer
渣打银行(中国)有限公司
- 公司规模:1000-5000人
- 公司性质:外资(欧美)
- 公司行业:银行
职位信息
- 发布日期:2012-08-31
- 工作地点:上海
- 招聘人数:若干
- 工作经验:一年以上
- 学历要求:本科
- 职位类别:信贷管理
职位描述
Scope of Role:
- Provide credit documentation support to portfolios of borrowing accounts
- provide support and/or liaise with Relationship Managers (RMs) and internal CRC teams to ensure effective and timely closing of BCAs and facility set-up
- To answer RM enquiries re documentation issues
- To liaise with counterparts in CRC for effective closing of facilities and limit input
Key Responsibilities/Challenges:
- Able to process and check BFLs and security documents to ensure that same are prepared in accordance with approved credit applications and in compliance with agreed turnaround time/SCB relevant policies and procedures
- Proactively follow-up with business teams and in-house/external counsels where appropriate to facilitate closing of facilities
- To act as maker and/or checker of constitutional documents, BFLs and security documents submitted by RMs
- Issuance of deficiency reports where documents are deficient and communicate/follow up with RMs
- Issuance of SCC/DDN in accordance with departmental operating procedure for facility drawdown
- To liaise with CRC to communicate issuance of SCC/DDNs.
- To input all necessary database and monitoring including TAT, stamp duty, incoming doc., insurance register, PBOC register, SAFE register etc.
- Perform all input in CMS for security lodgment, deficiency report and SCC/DDN issuance
- Liaise with other departments of the bank, e.g. Product Management, Legal and Compliance, Cash, Trade, etc. for credit documentation related matters
- Provide training / coaching to subordinates or co-workers
- Share knowledge/best practice amongst the team
- Assist with departmental projects or other task as and when assigned by line manager or department manager
· If appointed as Fire Marshal, to be responsible for:
1.identifying and reporting fire hazards or defects of fire safety facilities;
2.ensuring the reported fire hazards and defects are rectified in a timely manner;
3.ensuring the required fire precautions are taken and maintained; and
4.facilitating evacuation in the event of fire or emergency
· Maintain key relationships with internal and external parties including Local SCO/Credit Approvers, Relationship Managers – SRMs, RMs, ARMs and Sales support team members; CRC; Branch Operations in China; Compliance officers; Internal Group Audits; counterparts in local CDU/other overseas CDU; GSSC; external lawyer and property appraisers etc
·Ensure good Key Performance Indicators (KPI):
Apart from other KPI on cost, management, projects etc
- Learn and understand all relevant regulations and internal Risk & Compliance policies and procedures
Objectives: Please refer to the relevant job objectives designated at the beginning of each year
Selection Criteria:
· University Education or relevant professional qualification.
· Relevant banking or legal working experience.
· Ability to plan, organize, manage time and able to work independently.
· Strong risk acumen and awareness, ability and courage to lead and conduct independent investigations on critical issues.
· Good communication and interpersonal skills.
· Good working knowledge on bank's products/ services and operations of other departments.
· Knowledge of Transaction Processing Systems, Securing Documentation System and Consolidated Customer Database system is an advantage.
· Sound knowledge of banking practices, relevant legislation and Statutory and Regulatory requirements.
· Proficiency in Excel and Powerpoint, knowledge in MS Access is a plus.
Other then above roles, job holder should follow other job duties and responsibilities assigned by line manager from time to time.
- Provide credit documentation support to portfolios of borrowing accounts
- provide support and/or liaise with Relationship Managers (RMs) and internal CRC teams to ensure effective and timely closing of BCAs and facility set-up
- To answer RM enquiries re documentation issues
- To liaise with counterparts in CRC for effective closing of facilities and limit input
Key Responsibilities/Challenges:
- Able to process and check BFLs and security documents to ensure that same are prepared in accordance with approved credit applications and in compliance with agreed turnaround time/SCB relevant policies and procedures
- Proactively follow-up with business teams and in-house/external counsels where appropriate to facilitate closing of facilities
- To act as maker and/or checker of constitutional documents, BFLs and security documents submitted by RMs
- Issuance of deficiency reports where documents are deficient and communicate/follow up with RMs
- Issuance of SCC/DDN in accordance with departmental operating procedure for facility drawdown
- To liaise with CRC to communicate issuance of SCC/DDNs.
- To input all necessary database and monitoring including TAT, stamp duty, incoming doc., insurance register, PBOC register, SAFE register etc.
- Perform all input in CMS for security lodgment, deficiency report and SCC/DDN issuance
- Liaise with other departments of the bank, e.g. Product Management, Legal and Compliance, Cash, Trade, etc. for credit documentation related matters
- Provide training / coaching to subordinates or co-workers
- Share knowledge/best practice amongst the team
- Assist with departmental projects or other task as and when assigned by line manager or department manager
· If appointed as Fire Marshal, to be responsible for:
1.identifying and reporting fire hazards or defects of fire safety facilities;
2.ensuring the reported fire hazards and defects are rectified in a timely manner;
3.ensuring the required fire precautions are taken and maintained; and
4.facilitating evacuation in the event of fire or emergency
· Maintain key relationships with internal and external parties including Local SCO/Credit Approvers, Relationship Managers – SRMs, RMs, ARMs and Sales support team members; CRC; Branch Operations in China; Compliance officers; Internal Group Audits; counterparts in local CDU/other overseas CDU; GSSC; external lawyer and property appraisers etc
·Ensure good Key Performance Indicators (KPI):
Apart from other KPI on cost, management, projects etc
- Learn and understand all relevant regulations and internal Risk & Compliance policies and procedures
Objectives: Please refer to the relevant job objectives designated at the beginning of each year
Selection Criteria:
· University Education or relevant professional qualification.
· Relevant banking or legal working experience.
· Ability to plan, organize, manage time and able to work independently.
· Strong risk acumen and awareness, ability and courage to lead and conduct independent investigations on critical issues.
· Good communication and interpersonal skills.
· Good working knowledge on bank's products/ services and operations of other departments.
· Knowledge of Transaction Processing Systems, Securing Documentation System and Consolidated Customer Database system is an advantage.
· Sound knowledge of banking practices, relevant legislation and Statutory and Regulatory requirements.
· Proficiency in Excel and Powerpoint, knowledge in MS Access is a plus.
Other then above roles, job holder should follow other job duties and responsibilities assigned by line manager from time to time.
公司介绍
渣打是一家领先的国际银行集团,业务网络遍及全球59个最有活力的市场,为来自142个市场的客户提供服务。渣打网络与“一带一路”沿线市场的重合度超过75%。渣打的使命是利用独特的多样性促进商业繁荣和增进人类福祉。渣打的文化传承和企业价值都在品牌承诺-- “一心做好,始终如一(here for good)”中得到充分体现。
渣打集团有限公司在伦敦及香港的交易所上市。
作为扎根中国历史最悠久的国际性银行之一,渣打从1858年在上海设立***分行开始,在华业务从未间断。2007年4月,渣打银行(中国)有限公司成为第一批本地法人化的国际银行。目前,渣打中国的营业网点已覆盖近30个沿海和内陆城市,充分显示了渣打对中国市场的长远承诺。
2021年,渣打银行赢得来自政府、行业机构和媒体颁发的诸多奖项和荣誉,包括: “一带一路”绿色投资原则能力建设领袖奖、广东省金融创新奖三等奖、债券通优秀做市商、CIPS跨境支付结算卓越参与者、《澎湃》年度外资银行、《华尔街见闻》年度卓越外资银行、《彭博商业周刊》年度银行卓越大奖、《21世纪经济报道》卓越大湾区银行、《金融界》杰出风险控制管理奖、《经济观察报》年度卓越零售银行、《界面》年度臻善企业、财富管理获《证券时报》ESG实践天玑奖、《贸易金融》***供应链金融银行、《亚洲银行家》中国***顾客忠诚度项目/应用奖、The Assets***交易银行、***流动资金管理银行、“国际金融论坛”全球绿色金融创新奖、“中国企业社会责任国际论坛”金蜜蜂企业、智联招聘中国年度优选雇主等。
联系方式
- Email:tasfgto.chinahr@sc.com
- 公司地址:上海市浦东新区世纪大道201号渣打银行大厦18楼 (邮编:200120)