南京招聘

Department: Wholesale Banking

部门：企业银行部

Location: Fuzhou

工作地点: 福州

Job Description

Credit Analysis (Required)

* Proactive, comprehensive and timely credit analysis is provided to Relationship Manager and credit community

Credit Analysis (Excellence)

* Credit analysis demonstrates a breadth of understanding including comparisons to peer and industry groups and information gained through external networking e.g. Credit agencies

* Credit analysis is extended to include suggestions and recommendations for new businesses opportunities

* Recommends additional Credit Analysis activities based on trends and/or trigger events identified in routine analysis

Relationship Mgmt Assurance (Required)

* Relationship Managers are provided with insights into clients through understanding of Industry sector, client information and account plans

Relationship Mgmt Assurance (Excellence)

* A view as to what the future looks like for client industry or sector is provided

* Creative recommendations are provided to Relationship Manager by monitoring peer groups, competitors, industry reviews, non standard industry information/ data (equity, credit reports, press and magazine reports

* Areas of further and future product sales opportunities are identified and managed through the referral process within SCB

* Internally recognized as industry expert

Credit Portfolio/Account Mgmt (Required)

* Quality of portfolio managed on an ongoing basis, producing exception reports as appropriate

* Consistent approach achieved through reviewing client's credit across entire portfolio

* Relationship Manager(s) are educated on macro economic fundamentals which impact upon their credit portfolio

Credit Portfolio/Account Mgmt (Excellence)

* Improved robustness of risk profiles and credit analysis achieved through evaluation of exception cases and sharing learning with other Analysts

Key Roles & Responsibilities

* Timeliness and quality of credit analysis

* % of first time approval rate of credit analysis reports

* Proactively monitoring additional sales opportunities ensuring they will meet business underwriting standards and have a reasonable prospect of conversion into customers

* Correctly anticipating industry cycles and company specific business risk and identifying their impact on customer credit ratings

Qualifications & Skills

5 years Mutinational Bank's working experience

not less than 3 years being CA role

  
  渣打是一家领先的国际银行集团，业务网络遍及全球59个最有活力的市场，为来自142个市场的客户提供服务。渣打网络与“一带一路”沿线市场的重合度超过75%。渣打的使命是利用独特的多样性促进商业繁荣和增进人类福祉。渣打的文化传承和企业价值都在品牌承诺-- “一心做好，始终如一（here for good）”中得到充分体现。
  
  渣打集团有限公司在伦敦及香港的交易所上市。
  
  作为扎根中国历史最悠久的国际性银行之一，渣打从1858年在上海设立***分行开始，在华业务从未间断。2007年4月，渣打银行（中国）有限公司成为第一批本地法人化的国际银行。目前，渣打中国的营业网点已覆盖近30个沿海和内陆城市，充分显示了渣打对中国市场的长远承诺。
  
  2021年，渣打银行赢得来自政府、行业机构和媒体颁发的诸多奖项和荣誉，包括： “一带一路”绿色投资原则能力建设领袖奖、广东省金融创新奖三等奖、债券通优秀做市商、CIPS跨境支付结算卓越参与者、《澎湃》年度外资银行、《华尔街见闻》年度卓越外资银行、《彭博商业周刊》年度银行卓越大奖、《21世纪经济报道》卓越大湾区银行、《金融界》杰出风险控制管理奖、《经济观察报》年度卓越零售银行、《界面》年度臻善企业、财富管理获《证券时报》ESG实践天玑奖、《贸易金融》***供应链金融银行、《亚洲银行家》中国***顾客忠诚度项目/应用奖、The Assets***交易银行、***流动资金管理银行、“国际金融论坛”全球绿色金融创新奖、“中国企业社会责任国际论坛”金蜜蜂企业、智联招聘中国年度优选雇主等。