Credit Officer
美亚财产保险有限公司
- 公司规模:1000-5000人
- 公司性质:外资(欧美)
- 公司行业:保险
职位信息
- 发布日期:2018-12-29
- 工作地点:上海
- 招聘人数:1人
- 工作经验:10年以上经验
- 学历要求:本科
- 职位月薪:2.5-3.8万/月
- 职位类别:风险管理/控制 资产评估/分析
职位描述
Credit Analysis
Perform credit reviews and ORR (grade) recommendations for large buyer portfolio (concentration names with gross exposure of $25MM or greater). Establish aggregate limits within Trade Credit/Trade Finance appetite framework to support underwriting production targets.
Perform credit reviews and ORR recommendations for Higher Risk and Watchlist Buyers of $10MM or greater (ORR 6 and worse names)
Respond to UW ad-hoc requests for credit limit review/approvals related to specific renewals and/or new business opportunities in a time efficient manner
Present transactions to Regional Credit Committee, Global Credit Committee or Risk and Pricing Committee where individual buyer limits and aggregate buyer limits trigger agreed thresholds
Assist and guide Underwriters with new or renewal buyer portfolios as it pertains to buyer risk, policy structure and mitigation parameters
Initiate and/or participate in buyer calls and/or visits as needed to ascertain applicable risk profile and appropriate risk appetite
Compliance Monitoring
Ensure ORR coverage for all Buyer names with gross exposure of $5MM or greater
Ensure all Policyholders have been assigned an ORR rating
Ensure ORR aging is within AIG Credit Policy Guidelines
Ensure aggregate limits are in place and in date for all names with gross exposure of $5MM or greater
Ensure all approvals are recorded and related supporting materials saved to the Buyer Aggregation System (BAS)
Reporting / Portfolio Management
- Prepare monthly and quarterly exposure reports as required
- Update regional Watch List names and strategies for quarterly review
Review month EDF/CDS change reports and circulate to UWs to inform on high risk names
Respond to ad-hoc exposure inquiries from Trade Credit or ERM
Credit Management Reviews
Assist underwriters in conducting credit management reviews for rating the credit management strength of new business or renewal policyholders
Sector Reviews
Undertake sector reviews (split by policyholder or Buyer) on a periodic basis as is deemed necessary by the Chief Credit Officer or Regional Head of Credit
Training and processes
- Assist to enhance trade credit/trade finance risk management practices
- Prepare and deliver training local and global colleagues (including our Manila Shared Service team) on credit and transaction analysis
公司介绍
美亚财产保险有限公司(简称“美亚保险”)是AIG旗下在中国经营财产责任险保险的独资子公司,目前在北京市、上海市、广东省、深圳市和江苏省设有分支机构。
American International Group, Inc. (AIG) is a leading international insurance organization serving customers in more than 130 countries. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In addition, AIG companies are leading providers of life insurance and retirement services in the United States. AIG common stock is listed on the New York Stock Exchange and the Tokyo Stock Exchange.
AIG Insurance Company China Limited (AIG China, formerly Chartis Insurance Company China Limited) is a China registered wholly owned property & casualty subsidiary of AIG, with branch offices in Beijing, Shanghai, Guangdong Province, Shenzhen and Jiangsu Province.
www.aig.com
联系方式
- 公司地址:地址:span上海市浦东新区世纪大道1589号长泰国际金融大厦5楼