Field Support Unit Officer核保助理
美亚财产保险有限公司
- 公司规模：1000-5000人
- 公司性质：外资(欧美)
- 公司行业：保险
职位信息
- 发布日期：2017-12-03
- 工作地点：深圳-罗湖区
- 工作经验：无工作经验
- 学历要求：本科
- 职位月薪：1-1.5万/月
- 职位类别：保险核保 客户代表
职位描述
职位描述：
Functional Area: PC - Property Casualty (W/ A&H) (Underwriting)
?Understanding and monitoring of Profitability as measured by GAAP, Loss Ratios and Combined ratios for all PA businesses excluding individual travel Underwriting and Technical Integrity
?Maintain the underwriting quality and integrity of all referrals and submissions relating to group policies
?Ensure all applicable underwriting guidelines and principals are practiced and followed all the time.
?Delegation, review and monitor the level of authority to each of the underwriters to ensure that there is enough delegation in the field to be underwrite most of the business while ensuring quality and underwriting discipline of the portfolio.
?Liaise with regional office – ie Regional Underwriting Manager or Regional Group Manager (where relevant) to obtain approval on risks which exceed local authority Legal , Compliance, Regulatory and filing
?Responsible for Liaoning for all legal and compliance matters of the department
?Responsible for product filing and regulatory issues for PA products.
?Work with legal and compliance on policy wordings, marketing collaterals and other regulatory and compliance issues as and when required Training and Development
?Ensure that direct reports and group team with underwriting authority are properly trained to the level of his/her authority.
?Motivate the team towards optimal productivity Product Development
?Responsible for maintaining the PC’s rating guidelines, the rating review timetable and must approve all electronic pricing systems including modifications made to these systems. This includes obtaining other appropriate sign-offs when required, for example Actuarial, F&A.
?Approve and authorize all Policy wordings and Policy documents Portfolio Management
?Proactively monitor and manage loss (and expense) ratio performance for the various product lines, large cases, programs and distribution segments and recommend corrective action to RUM as needed.
?Continuously execute corrective action plans and re-evaluate performance of said action plans to conduct ongoing portfolio management as needed to maintain targeted loss (and commission) ratio performance. Operational
?Audit management to ensure good rating and compliance. These may be UQC audits, self-audits, internal audits or any other audits which may be done by various agencies from time to time.
?Liaise with Administration Systems, Legal, Compliance, Claims and Finance/Accounting Departments to ensure awareness of underwriting activities that require support and service
?Assist Country PA Underwriting Manager in general issues related to underwriting.
?Liaise with IT to validate product/pricing set ups
Job Requirements:
?Proven A&H technical underwriting skills.
?Knowledge of medical underwriting preferred
?Strong understanding of A&H insurance products.
?Excellent communication and influencing skills.
?Excellent planning, leadership and negotiation skills.
?Self-motivated and able to establish and execute multi-faceted projects.
?Able to work in a team and able to lead
?Experience in leading and influencing teams.
?Knowledge of country regulatory and compliance requirements
?Minimum of 3-5 yrs of relevant experience
?Highly analytical and meticulous with great attention to details
Functional Area: PC - Property Casualty (W/ A&H) (Underwriting)
?Understanding and monitoring of Profitability as measured by GAAP, Loss Ratios and Combined ratios for all PA businesses excluding individual travel Underwriting and Technical Integrity
?Maintain the underwriting quality and integrity of all referrals and submissions relating to group policies
?Ensure all applicable underwriting guidelines and principals are practiced and followed all the time.
?Delegation, review and monitor the level of authority to each of the underwriters to ensure that there is enough delegation in the field to be underwrite most of the business while ensuring quality and underwriting discipline of the portfolio.
?Liaise with regional office – ie Regional Underwriting Manager or Regional Group Manager (where relevant) to obtain approval on risks which exceed local authority Legal , Compliance, Regulatory and filing
?Responsible for Liaoning for all legal and compliance matters of the department
?Responsible for product filing and regulatory issues for PA products.
?Work with legal and compliance on policy wordings, marketing collaterals and other regulatory and compliance issues as and when required Training and Development
?Ensure that direct reports and group team with underwriting authority are properly trained to the level of his/her authority.
?Motivate the team towards optimal productivity Product Development
?Responsible for maintaining the PC’s rating guidelines, the rating review timetable and must approve all electronic pricing systems including modifications made to these systems. This includes obtaining other appropriate sign-offs when required, for example Actuarial, F&A.
?Approve and authorize all Policy wordings and Policy documents Portfolio Management
?Proactively monitor and manage loss (and expense) ratio performance for the various product lines, large cases, programs and distribution segments and recommend corrective action to RUM as needed.
?Continuously execute corrective action plans and re-evaluate performance of said action plans to conduct ongoing portfolio management as needed to maintain targeted loss (and commission) ratio performance. Operational
?Audit management to ensure good rating and compliance. These may be UQC audits, self-audits, internal audits or any other audits which may be done by various agencies from time to time.
?Liaise with Administration Systems, Legal, Compliance, Claims and Finance/Accounting Departments to ensure awareness of underwriting activities that require support and service
?Assist Country PA Underwriting Manager in general issues related to underwriting.
?Liaise with IT to validate product/pricing set ups
Job Requirements:
?Proven A&H technical underwriting skills.
?Knowledge of medical underwriting preferred
?Strong understanding of A&H insurance products.
?Excellent communication and influencing skills.
?Excellent planning, leadership and negotiation skills.
?Self-motivated and able to establish and execute multi-faceted projects.
?Able to work in a team and able to lead
?Experience in leading and influencing teams.
?Knowledge of country regulatory and compliance requirements
?Minimum of 3-5 yrs of relevant experience
?Highly analytical and meticulous with great attention to details
职能类别： 保险核保 客户代表
公司介绍
美国国际集团 (AIG)是一家国际领先的保险机构，为130多个国家的客户提供服务。AIG旗下公司通过全球最广泛的财产责任保险业务网络服务各类商业、机构及个人客户。AIG旗下公司在美国亦是领先的寿险及退休金服务提供者。AIG的普通股在纽约证券交易所及东京证券交易所上市。
美亚财产保险有限公司（简称“美亚保险”）是AIG旗下在中国经营财产责任险保险的独资子公司，目前在北京市、上海市、广东省、深圳市和江苏省设有分支机构。
American International Group, Inc. (AIG) is a leading international insurance organization serving customers in more than 130 countries. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In addition, AIG companies are leading providers of life insurance and retirement services in the United States. AIG common stock is listed on the New York Stock Exchange and the Tokyo Stock Exchange.
AIG Insurance Company China Limited (AIG China, formerly Chartis Insurance Company China Limited) is a China registered wholly owned property & casualty subsidiary of AIG, with branch offices in Beijing, Shanghai, Guangdong Province, Shenzhen and Jiangsu Province.
www.aig.com
美亚财产保险有限公司（简称“美亚保险”）是AIG旗下在中国经营财产责任险保险的独资子公司，目前在北京市、上海市、广东省、深圳市和江苏省设有分支机构。
American International Group, Inc. (AIG) is a leading international insurance organization serving customers in more than 130 countries. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In addition, AIG companies are leading providers of life insurance and retirement services in the United States. AIG common stock is listed on the New York Stock Exchange and the Tokyo Stock Exchange.
AIG Insurance Company China Limited (AIG China, formerly Chartis Insurance Company China Limited) is a China registered wholly owned property & casualty subsidiary of AIG, with branch offices in Beijing, Shanghai, Guangdong Province, Shenzhen and Jiangsu Province.
www.aig.com
联系方式
- 公司地址：地址：span上海市浦东新区世纪大道1589号长泰国际金融大厦5楼