南京招聘

Department: SME
部门：中小企业部
Location: Qingdao
工作地点： 青岛



Scope of Roles:
Driving business targets of the SME Banking segment. Keep abreast with SME market developments to achieve better customer service and sharpened sales focus.

工作范畴:
推动中小企业银行业务。与中小企业市场发展趋势一致，提供更好的客户服务，加强行销重点。

Key Responsibilities/Challenges:
? Acquire new business via outselling of existing/new SME products to SME, and cross-sell other CB products.
? Interview credit application, collect and analyze financial and related data to determine the general creditworthiness of the prospect and merits of the special loan request, establish and negotiate terms under which credit proposal and application for approval.
? Manage and outserve existing allocated portfolio of SME customers, and achieved the assigned revenue target via providing of total banking solutions.
? Responsible in maintaining of healthy portfolio including identify the early warning signals and raise for EAR meeting discussion.
? To assist CMR team in recovery efforts in event that accounts are further downgraded to CAC.
? Responsible for identifying the business monitoring and testing and reporting findings, exceptions and results from such monitoring/testing activities.
? To monitor and ensure strict execution of KYC policy within the SME Banking.
? To constantly operate within the compliances guidelines set by group standard and/or local regulations.
? Constantly stay in touch with SME market to understand the latest development in the SME market in term of products and/or services, to suggest and help the SME Banking management in implementation of new product and/or services of SME Banking China.
? From time to time, to complete ad hoc tasks assigned by the line manager, deemed appropriate and necessary for the smooth functioning of the department

主要职责/挑战：
? 通过销售现有/新产品，获得中小企业客户，同时交叉销售其他个人银行产品。
? 通过审核信贷申请表，收集和分析财务及相关数据以确定可预见的信誉度和特殊贷款请求的效益，并在信贷请求被批准的前提下进行常规业务操作。
? 管理和分配中小企业客户现有资产投资组合，通过全方位银行解决方案实现分配的收益目标。
? 负责维护健康的投资组合，包括识别早期预警信号，并递交早期风险预警报告会议商确。
? 协助CMR 团队的修复工作，进一步使其账目降至CAC标准。
? 负责鉴别业务监控、检验、报告调查结果，从中得出豁免和结果。
? 监督和确保“了解你的客户”政策严格执行。
? 贯彻实行集团及/或地方的合规准则。
? 密切关注中小企业市场，以便了解近期关于产品与服务的发展动向，建议并帮助中小企业银行推广新产品及服务。
? 完成上级布置的额外任务以确保部门正常运作。

Selection Criteria:
? University degree in Finance or related discipline is preferred.
? With certain years of banking experience preferred.
? Good marketing, communication, and interpersonal skill.
? Willing to work under pressure
? Proactive, positive attitude, customer oriented, self-motivated & a strong champion of team work spirit
? Good command in written English

职位要求：
? 大学本科以上，金融专业或相关专业为佳
? 具有多年银行从业经历
? 具有良好的市场营销意识，较强的人际交流和沟通能力
? 能承受较强工作压力
? 积极的工作态度，以客户为导向，并具有创造力和较强的团队协作能力
? 熟练的英语书写能力




Please send your resume to: recruitment.north@sc.com , with the position and location in subject.
To apply, visit standardchartered.com/careers

请将简历发送至： recruitment.north@sc.com，并在邮件主题中注明您所应聘的职位名称及地区。
想了解更多渣打银行的职位信息，请登录：standardchartered.com/careers

  
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