德宏招聘

Duties and responsibilities:

1. We are looking for an experienced data-driven analyst with ability to take on projects and drive them to a success. You will work in a team responsible for development and risk management of new innovative products and processes;

2. Extract and connect relevant data (Oracle DWH, Hadoop), and analyze it (Excel, Tableau, Python) to understand historical risk performance of our loan portfolio, identify drivers of risk, and help optimize current underwriting strategies;

3. Develop underwriting strategies for new products based on experience from similar products and applicable data from external sources;

4. Closely cooperate with IT, Sales and Finance departments on development of new products – from initial idea, preparing requirement to IT, business case and financial estimation, over testing, deployment, and piloting, to final evaluation and roll-out;

5. Keep track of and follow up on all tasks related to your project, keep alignment with other departments and push the project forward to meet deadlines;

6. Provide regular updates, develop reliable reports, and insightful analyses so that strategic decisions can be made based on your inputs;

7. Guide and develop junior analysts within the team.

Requirements:

1. Bachelor’s or higher degree in Economics, Engineering, Math, Finance, or other quantitative discipline

2. 2+ years of analytical experience involving querying databases, working with large datasets, identifying root causes, and proposing solutions; project management experience a big plus;

3. Proficient in SQL (or other DB language) programing and advanced Excel skills, experience with another programming language (Python, R, Java, C…) a big plus;

4. Track-record of being self-driven and independent problem solver not needing hand holding;

5. Detail-oriented with exceptional organizational skills. Should be willing to get their hands dirty and solve hard analytical problems for the business;

6. Ability to work in a fast-paced environment and meet aggressive deadlines while ensuring flawless execution;

7. English language on a level that allows reasonable communication with colleagues.

Staff Welfare:

1. After on boarding, providing supplementary commercial insurance besides the state-stipulated insurance and housing fund;

2. Fast and transparent promotion channel and broad development opportunities;

3. 5-15 days paid annual leave and 5 days paid sick leave. Free annual physical check-up;

4. Attractive employee activities.

    作为一家持牌消费金融公司，捷信消费金融有限公司（简称：捷信），其股东为国际领先的消费金融服务提供商捷信集团，于2010年底正式在中国开业，为中国的客户提供消费金融服务。消费是促进中国经济结构转型的重要推动力。捷信积极响应国家扩大内需、大力发展消费金融的要求，通过为客户提供安全、负责任的消费金融服务，持续为中国的经济发展和人民生活水平的提高做出贡献。
    基于卓越的数据捕捉和分析能力，并采用大数据和生物识别技术，捷信将先进的风险管理能力渗透到业务流程的每一个环节。目前，捷信已将人脸识别和OCR光学字符识别技术应用在贷款审批环节，在确保客户信息准确性和可靠性的同时，对风控流程进行了大幅高效简化。
    不仅如此，在客户服务领域，捷信在逐步增加自动化客服工具的应用，并将基于人工智能的语音机器人、文本聊天机器人和质检机器人应用在客服环节，提升服务效率。相比传统的人工智能，捷信配备的机器人在语义理解和机器学习方面更加智能、高效，可以随时随地为客户提供服务，并快速适应新的业务情境。其中，文本聊天机器人已接入到捷信官方微信平台，平均每天可处理约50,000-70,000个客户问题，客户只需等候最多1秒就会接通，而语音机器人的每日呼出量也达到了约5,000,000次。智能机器人与专业客服人员一起，可为客户提供7天无休的专业服务，这些技术创新保证了服务流程更加顺畅，显著提升了服务效率。同时，捷信在不断加快数字化的步伐。至今已有超过4000万用户注册了捷信金融APP，从而进入到捷信的服务生态体系中。

主要奖项Company Awards
2020年奖项
2020年58同城•招聘中国卓越雇主五十强
2020年第二期消费金融APP活跃度排行榜**
2020年消费金融机构Top30强榜综合指数**
2020年智联***雇主校招案例奖
2020年前程无忧人力资源杰出奖
《金融界》“杰出消费金融创新服务奖”
《经济观察报》“年度消费金融领航企业”
深圳电视台“***消费金融服务商”
《南方日报》“南方公益传播奖·创新奖”
《南方都市报》“南都2020金砖奖·普惠金融突出贡献机构”
《中国经营报》“2020卓越竞争力金融科技影响力企业”
《北京青年报》“财星榜 2020金牌服务创新”
《中国经营报》 “2020社会责任行业影响力奖”
《财经》“年度***金融科技创新奖”
2019年奖项
2019智联招聘中国最具发展潜力雇主
2019年度58同城中国最具社会贡献价值雇主十强
2019中国雇主品牌年会中国***雇主奖
2019年度51Job人力资源管理杰出奖
2019猎聘非凡HR团队奖
2019拉勾网全国金融行业TOP雇主
2019领航中国杰出消费金融创新服务奖
2019中国财经峰会冬季论坛企业社会责任奖
2019经济观察报消费金融之星
2019新金融行业十大品牌公益项目
2019中国经营报卓越竞争力消费金融创新机构
2019投资时报***普惠金融奖
2019中国网金融扶贫先锋机构