东莞招聘

职 责：
1、Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
2、Work with RM and product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
3、Work with the RM in:
a) Obtaining all pre clearances like ER negativity, segmentation, etc;
b) Preparing & presenting work-shopping note; and
c) Expediting approvals.
4、Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
5、Liaise with Credit / GAM / RAM / FAM on BCA and other credit issues and ensure quick turnaround on queries.
6、Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country Portfolio Standard checklist, Temasek check, other special reporting requirements, etc.
7、Evaluate the environmental and social risks for the client using the Environmental and Social Risk Assessment Tool (ESRAT).
8、Work with RM to calculate and monitor overall RoRWA at account level.
9、Coordinate and prepare for GCC meetings.
10、Liaise with GAM Credit for limit approval / allocation.
11、Market, industry & client research (ROC Searches, annual statements, credit rating etc).
12、Reference check / market check - buyers, suppliers, competitors & lenders & to be documented by way of call report / file note.
13、Legal & compliance liaising and preparing term sheets for lending products.

Post Deal Account monitoring：
1、Monitor quality of the portfolio by tracking weekly excess / past dues and strictly complying with ASTAR / EAR process.
2、Ensure timely submission of quality Quarterly Credit Reports.
3、Monitor risk triggers, covenants and other credit conditions and report appropriately.
4、Ensure zero BCA over dues.
5、Work with RM and CCM to ensure the proper maintenance of credit files and ensuring audit readiness at any time.
6、Work with RM and CCM to follow up audit issues.
7、Attend EAR / MTM calls along with the RMs.
8、In partnership with the RM, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines.
9、Preparing the Initial Downgrade Report (IDR) for transferring accounts to GSAM.

Others：
1、Prepare timely stress tests wherever required
2、Prepare specific industry study
3、Prepare credit opinion reports wherever required.
4、Effective use of Creditmate & CRM
5、In partnership with the RM, approve the TAS request as per the bank’s policy (FI specific)
6、Prepare summary sheets for FIS (FI specific)
7、Prepare intergroup limit application (FI specific)

要 求：
1、Good English
2、Has related banking experience above 3 years
3、Education: bachelor above

中智上海经济技术合作有限公司（简称中智上海公司）是中智全国性服务网络战略布局中重要的战略成员。目前，中智上海公司服务2万余家客户企业，雇员数达77万。公司主营业务包含：人力资源外包、招聘+业务外包、国际业务、培训业务和贸易服务五大板块。2013年，中智上海公司荣获由上海市政府颁发的“上海市质量金奖”。2016年，公司荣获由国家质检总局颁发的第二届“中国质量奖”提名奖。2018年，中智上海公司第一批获得由上海品牌国际认证联盟颁发的“上海品牌”荣誉。中智上海公司秉承“诚信、尊重、公正、专业”的服务精神，积极践行社会责任，不断追求卓越，持续为客户和雇员创造价值。
应聘者请发简历至 resume@ciicsh.com