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Credit Analysis

星展银行(中国)有限公司广州分行

  • 公司规模:150-500人
  • 公司性质:外资(非欧美)
  • 公司行业:银行

职位信息

  • 发布日期:2019-04-11
  • 工作地点:广州-天河区
  • 招聘人数:若干人
  • 工作经验:3-4年经验
  • 学历要求:本科
  • 职位月薪:1.5-2万/月
  • 职位类别:信贷管理

职位描述

Principal Responsibilities

  • As a member of the Quality Assurance Team (QAT) in DBS SME Banking covering Small to Medium Size Enterprises;
  • Preparation of QAT comments according to the QAT Due Diligence Checklist and write/analyze credit proposals, reviews, memos submitted by Sales Teams. Identify risk areas and make proper recommendations;
  • Analyze borrowers’ business and financials, and help Sales Teams to structure the facilities including product offering and collateral requirements, whenever necessary in accordance to all related policies;
  • Identify possible fraud documents or adverse news from the internet;
  • Perform Independent verification according to the Standard of Procedures;
  • Handle other credit related jobs as assigned by Supervisor;
  • Ensure quality of credit applications.

 

Education and Relevant Experience

  • Education: Bachelor’s Degree and/or above
  • Experience: Minimum 5 years of relevant experience in Credit Analysis, Accounting, Auditing, or Banking;
  • Other Requirements:
  • Good understanding of bank financing products;
  • Responsible and able to work under pressure, strong communication skills and team work spirits with other employees;
  • Ability to learn independently and work without supervising.

 

Position Competencies

  • Good command of English and Mandarin, especially reading and writing;
  • Strong negotiation skills and interpersonal skills;
  • Good understanding of relevant regulations published by PBOC, SAFE and CBRC;
  • Proficient in credit risk assessment;
  • Familiar with bank financing products;
  • Good research skills to perform own industrial analysis.

 


职能类别: 信贷管理

公司介绍

星展银行(中国)有限公司(星展中国)是亚洲领先的金融机构星展银行的子公司。星展银行前身为新加坡发展银行,于1993在北京设立驻华办事处,并于2007年5月成为在中国本土注册外资法人银行,是新加坡银行中的***家,也是外资银行中首批之一。自此,星展中国分支行网络和业务高速发展,目前共有12家分行和23家支行,员工人数有1900余人。星展中国的业务重点为企业银行以及财富管理。

    中国是星展银行的重点市场之一。星展中国的产品和服务获国内外媒体、官方机构广泛认可,获《亚洲银行与金融》杂志评为“2017年度中国***现金管理银行”、“2017年度中国***贸易融资银行”;获《环球金融》杂志评为“2016年中国***个人银行(外资)”、“2016年***跨境贸易结算银行(外资)”、“2016年***贸易融资银行(外资)”和“2016年***财资与现金管理银行(外资)”。

生于亚洲,长于亚洲!星展中国将更为进取的开拓中国市场业务,积极促进中国和亚洲经济的发展。因此,我们期待并诚意邀请各类优秀人才加入星展中国。如果你有信心,相信中国和亚洲的经济发展动力,愿意投身于银行业,那么请加入我们,共同迎接新市场的机遇和挑战!

dbs. living, breathing asia!星展银行,带动亚洲思维!

联系方式

  • 公司地址:地址:span广东省广州市天河区天河路230-232号万菱国际中心