长沙招聘

主要/核心职责
? 决策引擎：
1. Rule Engine：
负责决策引擎系统的规则配置、更改签批流程管理，以及定期的维护和改进工作。
a) Implement credit strategies in decision systems like Strategy Management Generation 3 (SMG3) accurately. Conduct the rule change according to the policy and procedure.
结合业务发展需要，就现有流程规则和信贷政策提出改进建议，并提供优化方案。
b) Towards the business growth and better risk control purpose, propose the optimization plan to improve current credit policy and operational process.

? 数据分析; 完成各类统计分析并能有效地分析和处理大型数据集。能够运用各类数学工具进行风险概况、产品分析以及经销商风险管理等。
2. Data Analysis: Perform basic data analysis and develop an in-depth understanding of large datasets; use various analytic techniques for risk profiling, dealer performance management etc.

? 质量监督：确保业务部门的各项政策和流程被正确执行
3. Quality Assurance: Ensure policies and processes are being followed and the risk is being mitigated in a correct and sensible way

? 报告：日常报告的生成以及报告流程的优化。
4. Reporting: Responsible for generating regular reporting and improvement/automation on reporting process

? 策略与政策：在平衡收益及风险的基础上，建议信贷审批和催收的政策及流程的改进及优化
5. Policies and strategies: Recommend adjustments to the underwriting or collection policy or process in order to provide a better balance of risk and return.

其他职责
Other responsibilities
? 基于潜在客户的收益及风险预测，推荐新的产品线或者市场推广活动
1. Recommend proposals of new product lines or campaigns based on prospective customer risk-reward profiles;
? 评估每个主要产品的风险及收益等级
2. Evaluate degree of risk and reward in each major product related decisions.

教育背景及资质要求
Educational and Qualification Requirements
? 本科（以上）学历，主修数学、统计学、经济学、金融和行政管理专业的优先考虑；硕士学位优先考虑
1. Undergraduate degree in Mathematics, Statistics, Econometrics, Finance and Business Administration preferred, Graduate degree considered as asset;
? 相关信贷风险管理或者汽车贷款、抵押贷款、信用卡、和客户借贷工作经验；有团队工作经验优先
2. Related credit risk management or working experiences in fields of auto loans, mortgage, credit cards, and consumer lending etc. Experiences of working in a team project environment is considered as asset;
? SAS, SQL 经验
3. SAS, SQL experiences
? 有决策引擎经验的优先
4. SMG3 experience is preferred

经中国银监会批准，成立于2004年8月的专业汽车金融公司，注册资本为人民币65亿元。

截至2019年9月，上汽通用汽车金融信贷资产约1256亿元，公司在册员工约970人，已为超过590万名客户提供了汽车消费信贷服务，与全国351座城市7515家汽车经销商建立了良好的零售信贷业务合作关系。