Commercial Lending Center-Credit Analyst
上汽通用汽车金融有限责任公司
- 公司规模:500-1000人
- 公司性质:合资(欧美)
- 公司行业:金融/投资/证券
职位信息
- 发布日期:2013-11-06
- 工作地点:上海
- 招聘人数:若干
- 工作经验:二年以上
- 学历要求:本科
- 语言要求:英语熟练
- 职位类别:资产评估/分析
职位描述
Job Summary:
The Analyst works in a team, which provides commercial analysis services to GMAC-SAIC. The primary role is assessment of the financial and non-financial condition and capabilities of new and existing GMAC-SAIC customers. Analysis is provided, together with recommendations for security and action plans to the appropriate approval authority. The need to provide sound credit risk analysis is combined with commercial understanding to assist GMAC-SAIC operations to grow assets and manage commercial risks.
Qualifications:
? Good understanding and practicing of concepts and tools of financial analysis, e.g. ratio analysis;
? More than 2 years of experience in finance, accounting, audit, credit analysis, risk control or relevant positions;
? Proficient English language skill, both verbal and written;
? Attention to details, excellent working efficiency, strong communication skills;
? Team-working.
Key Duties:
? Conduct credit reviews to all accounts among commercial lending portfolio;
? Identify and interpret signs of increased risk and provide recommendations to the appropriate approval authority for handling and security;
? Providing external training to dealerships and internal training to junior member of CLC;
? Identify opportunities for additional business.
The Analyst works in a team, which provides commercial analysis services to GMAC-SAIC. The primary role is assessment of the financial and non-financial condition and capabilities of new and existing GMAC-SAIC customers. Analysis is provided, together with recommendations for security and action plans to the appropriate approval authority. The need to provide sound credit risk analysis is combined with commercial understanding to assist GMAC-SAIC operations to grow assets and manage commercial risks.
Qualifications:
? Good understanding and practicing of concepts and tools of financial analysis, e.g. ratio analysis;
? More than 2 years of experience in finance, accounting, audit, credit analysis, risk control or relevant positions;
? Proficient English language skill, both verbal and written;
? Attention to details, excellent working efficiency, strong communication skills;
? Team-working.
Key Duties:
? Conduct credit reviews to all accounts among commercial lending portfolio;
? Identify and interpret signs of increased risk and provide recommendations to the appropriate approval authority for handling and security;
? Providing external training to dealerships and internal training to junior member of CLC;
? Identify opportunities for additional business.
公司介绍
经中国银监会批准,成立于2004年8月的专业汽车金融公司,注册资本为人民币65亿元。
截至2019年9月,上汽通用汽车金融信贷资产约1256亿元,公司在册员工约970人,已为超过590万名客户提供了汽车消费信贷服务,与全国351座城市7515家汽车经销商建立了良好的零售信贷业务合作关系。
截至2019年9月,上汽通用汽车金融信贷资产约1256亿元,公司在册员工约970人,已为超过590万名客户提供了汽车消费信贷服务,与全国351座城市7515家汽车经销商建立了良好的零售信贷业务合作关系。
联系方式
- Email:Sally.Shen@saicgmac.com
- 公司地址:当地