长沙招聘

Scope of Role:

Driving business targets of the Business Banking segment. Keep abreast with Business Banking market developments to achieve better customer service and sharpened sales focus.

Key Responsibilities/Challenges:

·         Ensure customer portfolio are well managed to deliver business performance and achieve targets

·         Maintain close relationship with Business Banking customers in providing solution based initiatives to meet their needs.

·         Build and expand existing customer relationship through in-depth analysis of their needs.

·         Priorities activities to maximize revenue contribution from the high potential customers.

·         Acquire new business via outselling of existing/new Business Banking products to SMEs, and cross-sell other RC products.

·         Interview credit application, collect and analyze financial and related data to determine the general creditworthiness of the prospect and merits of the special loan request, establish and negotiate terms under which credit proposal and application for approval.

·         Manage and outserve existing allocated portfolio of Business Banking customers, and achieved the assigned revenue target via providing of total banking solutions.

·         Responsible for identifying the business monitoring and testing and reporting findings, exceptions and results from such monitoring/testing activities.

·         To monitor and ensure strict execution of KYC policy within the Business Banking.

·         To constantly operate within the compliances guidelines set by group standard and/or local regulations.

·         Constantly stay in touch with SME market to understand the latest development in the SME market in term of products and/or services, to suggest and help the Business Banking management in implementation of new product and/or services of Business Banking China.

·         From time to time, to complete ad hoc tasks assigned by the line manager, deemed appropriate and necessary for the smooth functioning of the department.

·         Accountable for implementing and complying with AML requirements when performing duties.

·         Fully understand the importance of fraud prevention, prevent fraud risks, maintain safe and steady operation of the position, implement regulatory requirements of fraud prevention, strictly execute DOIs of the department, ensure to complete relevant trainings and embed fraud prevention in daily work

·         Fully understand the importance of consumer rights protection, prevent damage to consumer’s best interest, implement regulatory requirements related to consumer rights protection, ensure to complete relevant trainings and to always embed consumer rights protection mindset when performing daily work.”

Selection Criteria:

·         University degree in Finance or related discipline is preferred.

·         With certain years of banking experience preferred.

·         Experience in selling to corporate customers, specifically to small and medium enterprises (SME) preferred.

·         Knowledge of trade finance products preferred.

·         Good marketing, communication, and interpersonal skill preferred.

·         Willing to work under pressure

·         Proactive, positive attitude, customer oriented, self-motivated & a strong champion of team work spirit

·         Good command in written English preferred.

渣打是一家领先的国际银行集团，业务网络遍及全球60个最有活力的市场，为来自145个市场的客户提供服务。渣打网络与“一带一路”沿线市场的重合度超过75%。渣打的使命是利用其独特的多样性促进商业繁荣和增进人类福祉。渣打的文化传承和企业价值都在其品牌承诺 “一心做好，始终如一（Here for good）”中得到充分体现。

渣打集团有限公司在伦敦及香港的交易所上市。

作为扎根中国历史最悠久的国际性银行之一，渣打银行从1858年在上海设立***分行开始，在华业务从未间断。2007年4月，渣打银行（中国）有限公司成为第一批本地法人银行之一。目前，渣打中国的营业网点已覆盖近30个沿海和内陆城市，充分显示了渣打对中国市场的长远承诺。

2019年，渣打银行赢得来自政府、行业机构和媒体颁发的多个奖项和荣誉，包括上海市人民政府上海金融创新奖、上海自贸试验区制度创新十大经典样板企业、《环球金融》***可持续金融银行、《***财经》***绿色金融机构、《21世纪经济报道》卓越金融服务机构、《澎湃》年度外资银行、《经济观察报》卓越外资银行、《财资》***人民币银行和***金融科技合作伙伴奖、《***财经》年度“一带一路”金融服务机构、《环球金融》“一带一路”***外资银行、《财新》***全球离岸人民币债券市场承销商、《贸易金融》***贸易金融外资银行、《亚洲银行家》中国***小微金融产品大奖、《界面》年度消费服务银行和年度财富管理服务奖、《上海证券报》年度财富管理品牌卓越奖、前程无忧人力资源管理杰出奖、中国银行业协会***公益扶贫实践奖等。