长沙招聘

职位信息：

Scope of Role:

      Provide credit documentation support to portfolios of borrowing accounts 

      To provide support and/or liaise with Relationship Managers (RMs) and internal CRC teams to ensure effective and timely closing of BCAs and facility set-up

      To answer RM enquiries re documentation issues

      To liaise with counterparts in CRC for effective closing of facilities and limit input

Key Responsibilities/Challenges: 

      Able to process and check BFLs and security documents to ensure that same are prepared in accordance with approved credit applications and in compliance with agreed turnaround time/SCB relevant policies and procedures

      Proactively follow-up with business teams and in-house/external counsels where appropriate to facilitate closing of facilities

      To act as maker of constitutional documents, BFLs and security documents submitted by RMs

      Issuance of deficiency reports where documents are deficient and communicate/follow up with RMs

      Issuance of SCC/DDN  in accordance with departmental operating procedure for facility drawdown

      To liaise with CRC-CAU to communicate issuance of SCC/DDNs.

      To input all necessary database and monitoring including TAT, stamp duty, incoming doc., insurance register, PBOC register, SAFE register etc.

      Perform all input in CMS for security lodgment, deficiency report and SCC/DDN issuance

      Liaise with other departments of the bank, e.g. Product Management, Legal and Compliance, Cash, Trade, etc. for credit documentation related matters

      Share knowledge/best practice amongst the team

      Assist with departmental projects or other task as and when assigned by line manager or department manager

      Maintain key relationships with internal and external parties including Local SCO/Credit Approvers, Relationship Managers – SRMs, RMs, ARMs and Sales support team members; CRC; Branch Operations in China; Compliance officers; Internal Group Audits; counterparts in local CDU/other overseas CDU; GSSC; external lawyer and property appraisers etc

      Ensure good Key Performance Indicators (KPI): 

Apart from other KPI on cost, management, projects etc

- Learn and understand all relevant regulations and internal Risk & Compliance policies and procedures

      Accountable for implementing and complying with AML requirements when performing duties

Selection Criteria: 

      University Education or relevant professional qualification.

      Relevant banking or legal working experience.

      Ability to plan, organize, manage time and able to work independently. 

      Strong risk acumen and awareness, ability and courage to lead and conduct independent investigations on critical issues.

      Good communication and interpersonal skills.

      Good working knowledge on bank’s products/ services and operations of other departments.

      Knowledge of Transaction Processing Systems, Securing Documentation System and Consolidated Customer Database system is an advantage.

      Sound knowledge of banking practices, relevant legislation and Statutory and Regulatory requirements. 

      Proficiency in Excel and Powerpoint, knowledge in MS Access is a plus.