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Credit Analyst-- 个人信用分析(Shanghai Pudong)

福特汽车金融(中国)有限公司

  • 公司规模:150-500人
  • 公司性质:外资(欧美)
  • 公司行业:金融/投资/证券

职位信息

  • 发布日期:2015-06-18
  • 工作地点:上海-浦东新区
  • 招聘人数:若干
  • 工作经验:二年以上
  • 学历要求:本科
  • 语言要求:英语良好
  • 职位类别:信审核查  风险控制

职位描述

职位综述:

负责长安福特经销商提供给福特汽车金融(中国)有限公司的分期融资贷款申请的信贷审查工作,并执行相关综合事务。


具体职责


  • 在有效和可控的环境下,且在公司承诺的时效里完成对分期融资贷款申请的信用评估, 并确保维持和遵循福特汽车金融(中国)有限公司关于分期融资贷款合约处理的指导方针和政策。
  • 及时且礼貌地回复客户,提供经销商和客户专业的服务。与经销商保持良好的专业联系,提高客户忠诚度。
  • 及时跟进管理待处理申请件。
  • 协助准备并及时更新作业流程与操作手册。
  • 同其它部门紧密合作,处理和维护分期融资业务系统。
  • 准确有效处理分期融资业务系统中的数据,确保数据质量真实性和完整性。
  • 保持良好的文档管理,妥善维护和保管经销商以及客户信息, 确保信息安全。
  • 完成分期融资业务部门主管和管理层委派的其它相关工作。

要求

  • 商科或金融专业本科毕业生优先考虑。
  • 有分期融资业务知识和实务操作经验。
  • 专业、自信地对待经销商和客户,使用非冲突性的沟通技巧,具有良好的协调能力。
  • 熟练的计算机操作技巧。
  • 较好的沟通能力和团队精神;承受工作压力的能力强。
  • 良好的逻辑思维能力和分析能力。
  • 具备良好的组织和综合管理能力。
  • 良好的英语书面和口头表达能力。

General Summary Statement


This role will be responsible for the credit underwriting of all retail finance applications and general administration of all associated activities.


Key Duties
Perform the credit underwriting assessments on retail credit applications received, ensuring that they are being actioned in an efficient and controlled environment and ensuring the FAFC purchasing guidelines and policies are maintained and followed.
Prompt and courteous responses are provided to our customers and a strong, loyal and professional relation is maintained with every dealer and customer.
Conduct and manage follow-ups for "held" deals and approved applications not yet taken up by the dealer/retail customer.
Assist in the preparation and update of Procedures and desktop manuals.
Working closely with other departments in FAFC and communicate any systems issues that occur in data in retail operations system.
Verify data in the retail operations system in accurate and efficient manner to ensure data quality and integrity.
Maintain a good record and filing system to ensure dealer and customer's data and contracts are under well maintenance and custody.
Carry out other ad hoc assignments, support or activities as required by the business


Requirements


University graduate with Business or Banking major preferred.
Good practical understanding and knowledge of retail credit financing and the legislative requirements.
Professional, confident and non-confrontational negotiation skill with dealers and customers.
Good computer skills
Strong inter-personal skills / good team player; able to work under stress;
Logical thinking and analytic ability / skills.
Good organizational and administration skills.
Good written and verbal English language skills


公司介绍

Ford Automotive Finance (China) Ltd (FAFC) is a successful automotive financial services company, expanding steadily since it began operations in 2005. FAFC is a subsidiary of Ford Motor Credit Company, one of the world’s largest automotive financial services companies, established in 1959. The financing operations are part of automotive industry leader and pioneer Ford Motor Company, which celebrated its 100th anniversary in 2003.
Ford Motor Credit Company was one of the first global auto finance companies to open a representative office in China in 1996. It provides financing in about 100 countries worldwide. Ford manufactures or distributes automobiles across six continents. Ford’s history in China can be traced to 1913, when its first Model T was imported and sold in Shanghai. It now has a number of subsidiaries and joint ventures in China. Ford is launching five new plants and introducing 15 new vehicles to China by 2015.
FAFC provides a range of quality finance products and services to Ford dealers and customers, supporting sales of Ford vehicles. FAFC offers retail and wholesale financing for customers and dealers nationwide. As part of a global enterprise, FAFC leverages global expertise to provide world class products and services as it continues to expand its business in China. FAFC operates with the highest integrity, maintaining a high standard of professional conduct and respect for all employees.
We promise:
To employ individuals who are most suitable for the job and to place them in positions that provide opportunities to make full use of their talents and skills;
To evaluate the performance of our people periodically, and provide them with the necessary guidance and training to enable them to develop further:
To maintain competitive compensation and benefit programs compared to other MNC in China:
To reward people according to their jobs, their performance and their contributions to the company.
To support our business in China, we are looking for talented people to join us for the positions listed.


福特汽车金融(中国)有限公司是一家成功的汽车金融服务企业,自2005年开展业务以来, 公司规模逐步扩大。其母公司美国福特汽车信贷公司成立于1959年, 是世界***的汽车金融服务公司之一。金融服务是福特汽车业务的一个组成部分。作为汽车行业的领军者和开拓者,美国福特汽车公司已有 110年的历史。
福特汽车信贷公司是首批在华设立代表处的全球汽车金融公司之一,它早在1996年就在中国设立了代表处。福特汽车信贷公司在全球近100个国家提供金融服务。福特在全球六大洲都有汽车生产和销售业务。 福特在中国的历史可以追溯到1913年,当时上海进口销售的T型车是福特汽车在中国的首辆汽车。如今福特在中国建立了众多子公司和合资企业。 到2015年, 福特将有5个新工厂完工, 并且会引进15款新车型。
福特汽车金融(中国)为福特经销商和客户提供一系列优质的产品和服务,支持福特汽车在中国的销售。 福特汽车金融(中国)为全国的客户和经销商提供个贷和经销商金融服务。作为全球企业的一部分,福特汽车金融(中国)充分利用全球的资源,为客户提供世界一流的产品和服务,以不断拓展其在中国的业务。同时,福特汽车金融(中国)始终坚守诚信的原则,秉诚高标准的职业操守,尊重每一位雇员。
我们承诺;
选用最适合的员工,并充分发挥其才能和技术;
适时评估员工业绩,提供指导和培训,助其不断发展;
提供与其它在华跨国企业相比有竞争力的薪酬福利;
以员工的工作、业绩和贡献为依据进行奖励;
为支持在中国的业务发展, 我们诚聘各英才加入。

联系方式

  • 公司地址:地址:span临近浦东世纪公园,可乘地铁七号线(花木路站)和地铁二号线(龙阳路站)直达