北京招聘

Job description

Core Responsibilities:

Responsible for supporting the client’s overall credit risk (both corporate and retail credit) engagement and project delivery activities

Develop and build core enterprise risk management solution, credit risk management solutions, assets to enhance R&C credit risk consulting capabilities

Be experienced in building rapport with clients, establishing a trustworthy relationship

Experienced in drafting RFPs, RFIs and project proposals for credit risk projects.

Had project management experience and as a key SME (subject matter expert) delivery team leader in project delivery

Had prior experience and knowledge with key credit risk vendors and their implementation methodology

To be able to leverage available IBM resources and liaison with other IBM credit risk initiatives and solutions

Represent IBM at high level conferences and workshops in credit risk related areas.

A fast learner, with positive attitude and a team player

Qualifications (education, seniority, professional experiences, etc.):

At Least 5 years proven experience in commercial bank, investment bank or leading consulting companies on credit risk and Basel II/Basel III areas

Very strong in credit risk management knowledge and practical management experience, especially in one or more of the following areas:

o RWA

o Risk Data Mart

o Economic capital, RAROC and capital allocation

o Collateral management, CRM optimization

o Obligor and credit facility rating, including rating models, business processes (PD/LGD)

o Balance sheet loan and deposit pricing methodology and management

o Integrated risk management reporting and risk indicator based management framework

o Basel II/Basel III initiatives

o ICAAP

Excellent knowledge of credit risk management business processes, credit lifecycle management; from credit origination, risk rating, risk review, risk limit management to risk reporting, monitoring, risk policy, risk governance, etc

Very Good knowledge of the functionalities and implementation experiences on key credit risk product vendors, such as Reveleus/Oracle, Fermat/Moody’s, Sunguard, Algorithmics, Moody’s KMV, Kamakura, SAS, Fair Isaac, etc

Preferably with a masters degree in risk management related fields with good quantitative/IT skills. CFA or PRMIA or GARP qualification also desirable.

Prior working experiences in international and domestic financial institutions are highly required

Willing to travel to fulfill business needs

Other Competencies:

Excellent communication and presentation skills

Good written and verbal English and Mandarin language skills

Good understanding of risk database warehousing and experience with credit risk software integration.

Desirable but not a prerequisite: Software skills ,C, C++, VB, Matlab, SPSS, or other statistical packages plus application software integration knowledge such as SAS, Algo, Credit manager, Kamakura

Required

Bachelor's Degree

English: Fluent

Chinese simplified: Fluent

Preferred

Master's Degree

IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

IBM（国际商业机器公司），创立于1911年，是全球 IT 产业一家百年企业, 也是全球规模最 大的科技公司之一，业务遍及170多个国家和地区。IBM 转型成为一家认知解决方案和云平台公司，持续借助创新科技、行业专长、诚信助力商业和社会发展。2018年全年总营收达796亿美元。每年在研发领域的投资超过60亿美元。