北京招聘

Position Description：

This role is to work as a member of Risk &Operation Department-Credit Team-VCE and reports to Credit Manager-VCE. This position will be responsible for carrying out credit assessment and underwriting in accordance with Company policies and procedures and ensuring the safety of the Company's funds by practicing sound credit risk analysis as required by Company Policies.
Key responsibility:
· Perform timely and prudent credit assessment; prepare written credit-approval packages made/recommend credit decisions of product and equipment financing applications. Maintain a high quality of lending to ensure delinquency and charge offs are kept to a minimum level.
· Responsible for calculating risk on chattels financed, including gathering market information on equipment values and maintaining a high level of construction equipment knowledge.
· Responsible for help out staffs to develop and maintain dealer relationships.
· Assist with training and mentoring dealer credit employees to ensure high credit work quality
· Participate in ad-hoc works when required
Education & Professional Experience :
· Bachelor's degree or above, preferably in risk management or finance related
· 1+ year’s working experience in Bank/Leasing Company/Automotive Finance Company.
· Experience credit function is a plus
Main Competence Requirements:
Managerial competencies & skills:
· Strong knowledge in finance and risk management
· General knowledge in construction equipment and market
· Capability of work under pressure
· Team player and good communication skills
General skills:
· Language: Fluent in Mandarin and good command in the use of English
· Strong knowledge applied experience in MS Office (Excel, PowerPoint).

沃尔沃金融服务是沃尔沃集团专属的金融服务公司。沃尔沃集团作为世界领先的卡车、客车、建筑设备、船舶驱动系统和工业应用设备的制造商之一，沃尔沃集团提供金融和售后服务的全套解决方案。

沃尔沃金融服务成立于2001年，总部设在美国北卡罗莱那州的格林斯伯格市。沃尔沃金融服务拥有管理资产超过184亿美元，全球共有近1,400名员工，业务范围覆盖全球40个国家和地区。

沃尔沃金融服务为沃尔沃集团的品牌产品提供全方位的金融服务，包括卡车、建筑设备、客车和船舶等领域，其中服务的主要品牌有迈克卡车、雷诺卡车、UD卡车、沃尔沃卡车、沃尔沃建筑设备、沃尔沃客车和Eicher。