北京招聘

Objective of job

• Work with Dealer Credit and legal counsel (internal and external) to ensure timely and accurate analysis, approval and funding of all construction loan transactions. Responsible for loan analysis, establishment, supervision of disbursements and assist with loan product development, borrower negotiation as well as loan administration and servicing.

Qualification required

• University Degree with emphasis in: Finance, Business Administration, Law or Accounting. MBA preferred.
• Minimum 10 years total working experience; thereof at least 3 with Finance, Credit, Banking, Real Estate Development or Real Estate development related Law expertise. Prior experience of construction lending strongly preferred.
• General knowledge of local and provincial rules, regulations, and ordinances pertaining to construction.
• Knowledge of construction contracts, their basic elements and typical terms.
• Successful candidate must have excellent interpersonal communication skills, with the ability to communicate and negotiate effectively with individuals of various backgrounds and levels. Fluency in English and Mandarin.
• Candidate must have a high level of drive to manage the various projects, multiple priorities and external providers. Attention to detail, analytical/problem solving skills, project management skills and strong negotiation skills are also necessary.

Task designation

• Manage the Construction Loan process from loan application and approval, to loan funding /servicing all the way to loan termination including collections, workout/restructure if necessary. Ensure timely approvals and disbursements while adhering to all company standards and compliance guidelines, including S-O-D. Work with Dealer Credit, Wholesale Credit Administration, Operations and Treasury to ensure that processes are properly approved and correctly documented.
• Drive the construction project disbursement process for MBAFC including management of numerous projects at various stages of completion requiring involvement of multiple vendor relationships (external appraisers, environmental assessors, construction inspectors and outside legal counsel (both borrower and MBAFC)) with myriad possible jurisdictional differences.
• Assist in Product Development, including Customer identification, and market planning, through to loan Documentation and IT System development.
• Work with Strategic customers/dealers, their management teams and their legal counsel to negotiate loan terms and conditions, explain loan requirements, documentation, and the various internal process steps (approval, advance and repayment) as well as problem solve any issues that may develop.
• Coordinate with MBAFC legal counsel (either internal or external) to ensure proper security interest perfection, lien filings and loan documentation preparation and handling.
• Collaborate with sales and marketing in regards to obtaining necessary information for new applicants for construction loan, their information for due diligence and the proposed dealership location/collateral information.

梅赛德斯-奔驰汽车金融有限公司致力于为中国客户提供量身定制的灵活汽车金融服务，以高品质的金融服务助力每一位客户轻松实现“星徽梦想”。公司提供全面的定制化解决方案，包括汽车贷款融资服务和经销商采购车辆贷款服务，业务覆盖梅赛德斯-奔驰乘用车、轻型商务车和卡车业务。