北京 [切换城市] 北京招聘北京银行招聘北京风险控制招聘

Credit Rating Manager/ Senior Manager

连通(杭州)技术服务有限公司

  • 公司规模:150-500人
  • 公司性质:合资
  • 公司行业:金融/投资/证券

职位信息

  • 发布日期:2021-01-12
  • 工作地点:杭州-滨江区
  • 招聘人数:1人
  • 工作经验:5-7年经验
  • 学历要求:本科
  • 职位月薪:30-50万/年
  • 职位类别:风险管理/控制  风险控制

职位描述

DESCRIPTION                                                                                                                                         

(1) Maintain best-in-class institution credit risk management policy and process to support credit worthy growth and innovative business need with compliance of local regulation and internal governance. 

(2) Initial approval on rating and underwriting credit exposure focus on financial institutions and corporates 

(3) Thorough fundamental review of business, financial, industry risk coupled with support from internal and external rating model outputs.

(4) Conduct credit analysis, provide credit rating and write credit review reports.

(5) Cover annual reviews of existing and new obligators, provide ad- hoc reviews and opinions timely.

(6) Proactively monitor and report market events or trends for existed participants

(7) Maintain documentation in accordance with internal policies and procedures, and PBOC regulations.

(8) Perform industry research, update industry trends and information.

(9) Provide industry view to leadership on recent credit evolvement and potential risk

(10) Offer strategic recommendation based on solid knowledge of institutional credit risk management and business strategy

(11) Proactively participate in credit rating project and other credit research related work                                                                  


JOB REQUIREMENT                                                                                                                                        

(1) Minimum 6 years of credit rating relevant experience in a settlement network, credit rating agency, bank/investment bank, regulatory authority, investment manager (or similar) or consulting/accounting company, etc.

(2) Expertise as a credit and underwriting decision maker, dealing with commercial exposures on large institutions including banks and third party payment institutions. 

(3) Solid experience and in-depth knowledge in conducting credit analysis, determining appropriate credit capability, issuing credit ratings, structuring of facilities and risk mitigation techniques

(4) Thorough understanding of fundamental financial and quantitative data analysis including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations

(5) Ability to understand current macroeconomic trend and make respective sound recommendations base on business circle.

(6) Excellent judgment in making sound rating and institution risk management decisions to maximize profitability and mitigate risk

(7) Familiar with relevant regulations and local practice 

(8) Strong communications and relationship building skills with an ability to execute risk decision and deliver effective presentations

(9) Self-motivated with Agility and project management experience 

(10) Knowledge of public agency ratings and analysis. 

(11) University degree in finance, accounting, economic or related discipline with commercial risk management working experience in a leading financial institution preferred.

(12) Fluent in Mandarin and English (written and oral)                                                                                                

公司介绍

连通(杭州)技术服务有限公司由美国运通(American Express)与国内金融科技服务公司连连数字合资成立,负责筹建支持美国运通品牌卡在中国大陆地区使用的人民币清算网络,以让更多中国客户享受到美国运通全球网络所带来的权益和服务,以及让美国运通全球会员在更多中国大陆地区商户使用美国运通卡。

美国运通是全球金融服务公司,为客户提供可提高生活质量及促使业务成功的产品、远见和经验。更多详情,请浏览**************************。

连连数字科技有限公司,2009年2月成立于浙江杭州,现注册资本9.07亿元,作为FinTech企业,通过在全球支付服务的布局及大数据、人工智能、区块链等底层技术的运用,致力于为全球中小企业提供全方位的金融科技创新服务。

联系方式

  • 公司地址:北京市东城区东长安街1号东方广场