北京招聘

Job Summary / Job Purpose

You are a member of the Credit Management China team based in Shanghai. Reporting to the Head of the department, you will provide balanced and objective credit assessments to business requests, and assume full analytical responsibility to support the overall credit approval process for target corporate clients

Credit Management Group is the analytical platform of Global Banking and Advisory supporting front office by providing corporate counterparty risk assessment on a transversal basis and client facing as required.

Main Responsibilities / Accountabilities / Tasks

1. Conduct first level credit analysis for corporate counterparts by preparing concise, critical and well argued credit proposals

2. Recommend credit limits in a partnership relationship with marketers based on bank’s risk appetite and client’s credit profile

3. Conduct periodic credit facility renewal and maintain clear and updated documentation in all credit files including financial statements, financial spreading, credit applications, validation records, internal and external correspondence

4. Expedite and monitor the credit approval process by liaising with marketers and approval officers

5. Review and assess client’s credit risk rating at least annually, or as driven by special events, based on internal and external ratings and analytical tools

6. Follow up and improve on audit and internal credit compliance issues

7. Monitor credit exposure, concentration risk, verify data accuracy, credit commitment and outstanding

8. Report significant business events, financial trends, industry developments and other relevant issues relating to financial position of clients

9. Assist in special credit related assignments and projects as required

Candidate Profile

1. Academic Background: Degree in relevant discipline from a recognized university (MBA or other professional qualifications such as CFA is preferred)

2. Working Experience /Technical Skills & Know how       

-Fresh graduate or one with less than 2-year experience in a role of financial risk analysis or assistant corporate relationship manager.

-Solid accounting, financial and credit analysis skills

- Basic knowledge on different bank products, particularly commercial banking/transaction banking products

-Basic knowledge of regulatory and Business environment in China

3. Skills & Competencies             

- Excellent interpersonal and communication skills

- Mature, self-learning, and co-operative work behavior to engage various stakeholders

4. Language Skills            

English/Mandarin – Fluent in both speaking and writing.

French will be a plus

5. Computer Skill             

Well versed in MS Office applications  (Word, Excel, PowerPoint is a must)

6. Professional Qualification

CFA or ACCA qualification is a plus

SG Group was founded in 1864, it is one of the leading financial services groups in the Euro zone with 144 year-experience in Banking area and the10th largest French company by market cap. (EUR 46,2 bn).

SG Group is pursuing a profitable growth policy based on the selective development of its core activities (Retail banking & Financial Services, Global Investment Management & Services, Corporate & Investment Banking)through a combination of organic growth and acquisitions, and is drawing on a strong capacity for innovation geared towards satisfying its customers.

Continuing its growth and globalization strategy, the Société Générale group gathers nearly 151,000 employees, working in 82 countries. SG recognizes and promotes all talented people, regardless of their native country, their sex, their culture and their profile. Our employees' professional development is a priority and we have strong policies of career management, mobility and training in the whole Group, to be adapted to the needs of our different business lines and of our employees.