北京招聘

部门：中小企业金融部

Scope of Role:

• Assist a sales team in achieving agreed sales volume and profit objectives by acquiring, growing and retaining profitable Business Banking customers within acceptable risk parameters.
• Be primarily responsible for client coverage and work closely as a team with the Relationship Manager in providing direct sales support on post origination activities like documentation, reporting, etc by engaging with client, CRC,  legal, compliance, etc.
• Active engagement with client and also with the product partners to ensure high level of utilization of regular limits.
• Work with the RM on a specified portfolio and jointly responsible for the revenue growth.
• Compliance and CDD follow up for account maintenance.
• Tracking and completion of monthly reports including but not limited to HC, performance, RM code management.
• Provide administrative support to the Unit.

Key Responsibilities/Challenges:

• Ensure customer portfolio are well managed to deliver business performance.
• Maintain close relationship with Business Banking customers in providing solution based initiatives to meet their needs.
• Build and expand existing customer relationship through in-depth analysis of their needs.
• Interview credit application, collect and analyze financial and related data to determine the general creditworthiness of the prospect and merits of the special loan request, establish and negotiate terms under which credit proposal and application for approval.
• Manage and out serve existing allocated portfolio of Business Banking customers.
•  Responsible for identifying the business monitoring and testing and reporting findings, exceptions and results from such monitoring/testing activities.
• To monitor and ensure strict execution of KYC policy within the Business Banking.
• To constantly operate within the compliances guidelines set by group standard and/or local regulations.
• Constantly stay in touch with SME market to understand the latest development in the SME market in term of products and/or services, to suggest and help the Business Banking management in implementation of new product and/or services of Business Banking China.
• From time to time, to complete ad hoc tasks assigned by the line manager, deemed appropriate and necessary for the smooth functioning of the department.
• Accountable for implementing and complying with AML requirements when performing duties.
• Fully understand the importance of fraud prevention, prevent fraud risks, maintain safe and steady operation of the position, implement regulatory requirements of fraud prevention, strictly execute DOIs of the department, ensure to complete relevant trainings and embed fraud prevention in daily work
• Fully understand the importance of consumer rights protection, prevent damage to consumer’s best interest, implement regulatory requirements related to consumer rights protection, ensure to complete relevant trainings and to always embed consumer rights protection mindset when performing daily work.
• Provide administrative support to the Unit including but not limited to MIS report tracking, HC maintenance etc.

Selection Criteria:

• University degree in Finance or related discipline is preferred.
• With certain years of banking experience preferred.
• Experience in selling to corporate customers, specifically to small and medium enterprises (SME) preferred.
• Knowledge of trade finance products preferred.
• Good marketing, communication, and interpersonal skill preferred.
• Willing to work under pressure
• Proactive, positive attitude, customer oriented, self-motivated & a strong champion of team work spirit
• Good command in written English preferred.

  
  渣打是一家领先的国际银行集团，业务网络遍及全球59个最有活力的市场，为来自142个市场的客户提供服务。渣打网络与“一带一路”沿线市场的重合度超过75%。渣打的使命是利用独特的多样性促进商业繁荣和增进人类福祉。渣打的文化传承和企业价值都在品牌承诺-- “一心做好，始终如一（here for good）”中得到充分体现。
  
  渣打集团有限公司在伦敦及香港的交易所上市。
  
  作为扎根中国历史最悠久的国际性银行之一，渣打从1858年在上海设立***分行开始，在华业务从未间断。2007年4月，渣打银行（中国）有限公司成为第一批本地法人化的国际银行。目前，渣打中国的营业网点已覆盖近30个沿海和内陆城市，充分显示了渣打对中国市场的长远承诺。
  
  2021年，渣打银行赢得来自政府、行业机构和媒体颁发的诸多奖项和荣誉，包括： “一带一路”绿色投资原则能力建设领袖奖、广东省金融创新奖三等奖、债券通优秀做市商、CIPS跨境支付结算卓越参与者、《澎湃》年度外资银行、《华尔街见闻》年度卓越外资银行、《彭博商业周刊》年度银行卓越大奖、《21世纪经济报道》卓越大湾区银行、《金融界》杰出风险控制管理奖、《经济观察报》年度卓越零售银行、《界面》年度臻善企业、财富管理获《证券时报》ESG实践天玑奖、《贸易金融》***供应链金融银行、《亚洲银行家》中国***顾客忠诚度项目/应用奖、The Assets***交易银行、***流动资金管理银行、“国际金融论坛”全球绿色金融创新奖、“中国企业社会责任国际论坛”金蜜蜂企业、智联招聘中国年度优选雇主等。