北京招聘

职位描述：
Major Responsibilities:

· Verify mortgage loan application information and evaluate application cases according to Credit Guidelines and the latest government regulations;
· Prepare quality mortgage application recommendations for approval authorities;
· Keep abreast of market best practice on mortgage loan credit risk, documentation risk, and fraud risk control etc., and share up-to-date knowledge and learning with team;
· Coordinate with relevant business units and supporting departments, such as Sales, Operations, Legal and Compliance etc. to ensure all the business, regulatory and procedure issues be well communicated and strictly adhered, in order to support a smooth loan approval and drawdown process.
· Share experience and knowledge with the screening and approval colleagues in mortgage loan application documents, screen out forged documents, and streamline mortgage approval process;
· To collect the market practice in mortgage loan application and solicitation from time to time.
· Help to process the mortgage approval effectively to ensure approval turn-around-time commitment is met;
· Assist line manager in developing and maintaining mortgage loan approval system;
· To understand the need of front line colleague on mortgage application handling and propose for change in workflow whenever necessary.

Incumbent Requirements:

· Minimum 3 years related working experience in retail mortgage lending and 6 years working experience in bank.
· Good communication, interpersonal and analytical skills
· Proficiency in both English and Chinese with strong English writing skills.
· Familiar with MS office
· Candidates with consumer lending / personal loan approval experience will be an advantage. 举报 分享

恒生银行（中国）有限公司于2007年5月成立，为恒生银行全资附属公司，业务覆盖至珠三角、长三角及环渤海区域，同时辐射中西部地区。目前在内地20个城市设有分支行（包括北京、上海、广州、深圳、福州、南京、东莞、杭州、宁波、天津、昆明、厦门、成都、济南、佛山、中山、惠州、珠海、江门及汕头）。恒生银行的成功有赖于一群勤奋进取的员工为客户提供优质及专业的服务。员工乃本行最宝贵的资产，所以我们格外珍惜每一位员工及重视他们的个人职业发展。

恒生银行价值观是指：

 我们尊重差异
发掘不同观点
 
 我们携手共赢
不分彼此，密切合作
 
 我们勇于承担
恪尽职守，放眼未来
 
 我们全力以赴
稳步前行，把握机遇


如果您正在寻求一个多元化和富有挑战性的职业发展机会，如果您认可恒生银行的价值观，欢迎马上加入我们的行列，一起发展您的事业，开拓未来。具体招聘信息请登陆51JOB查看,或发简历至邮箱 HACNRECRUITER@HANGSENG.COM

请您在向我们提供个人信息前仔细阅读《职位申请人及非职员工作人员个人信息保护政策》。
 
Established on 28 May 2007, our wholly owned subsidiary Hang Seng Bank (China) Limited operates a mainland China network of outlets in Beijing, Shanghai, Guangzhou, Shenzhen, Fuzhou, Nanjing, Dongguan, Hangzhou, Ningbo, Tianjin, Kunming, Xiamen, Chengdu, Jinan, Foshan, Zhongshan, Huizhou, Zhuhai, Jiangmen and Shantou.Our most treasured asset is our employees and that's why we care about their success as much as they do.

The value of Hang Seng Bank is:

We value difference
Seeking out different perspectives
 
We succeed together
Collaborating across boundaries
 
We take responsibility
Holding ourselves accountable and taking the long view
 
We get it done
Moving at pace and making things happen


If you are seeking a dynamic and challenging career, if you recognize bank's value, invest in your future by joining the Bank that will invest in you. Please login 51JOB website to seek more detail information, or you can send your latest cv to mailbox: HACNRECRUITER@HANGSENG.COM

英文版：To apply for a position in the Hang Seng Mainland China, all applicants or staff of third party vendors must read and acknowledge the following Personal Information Protection Policy for Job Applicant and Third Party Vendor's Staff carefully.
 
中文版：《职位申请人及非职员工作人员个人信息保护政策》适用于恒生中国的职位申请人及为我们提供服务的第三方工作人员。请您在向我们提供个人信息前仔细阅读本政策。